29 Thames Rd, Poughkeepsie, NY 12603 Property Records

Dutchess County and Poughkeepsie Town property record for 29 Thames Rd, Poughkeepsie, NY 12603

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,119 sqft · built 2019
Lot Size	0.65 acres (28,314 sqft)
Owner	Individual Name on Record
Tax Bill	$17,705 (2025)
Deeds & Mortgages	Mar 2022 Refinance Dec 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`134689-6363-03-323001-0000`

Property Details

APN / Parcel Number

Primary APN	`134689-6363-03-323001-0000`
Alternative APNs	`468900636300033230010000` `134689 6.363-3-323.1`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,119 sqft Living Area
Gross Area	3,674 sqft
1st Floor Area	1,547 sqft
2nd Floor Area	1,572 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	28,314 sqft (0.65 acres)
View / Lot	Suburban
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	283 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	29 THAMES RD
City	POUGHKEEPSIE
State	NY
Zip	12603-6832
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4A
Legal Description	0.657 AC (S)
Legal Block	3
Legal Lot Number	323
Jurisdiction	DUTCHESS NY
Township / Civil Division	POUGHKEEPSIE
Census Block Group	1
Census Block	1003
Census Tract	140202

Owner

Source: Dutchess County and Poughkeepsie Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	29 THAMES RD, POUGHKEEPSIE, NY 12603-6832
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST IC BANK
Dec 23, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance KEY BANK NA
Feb 11, 2020	Grant Deed, Subdivision Related Transfer · Conventional with PMI UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	29 THAMES RD, POUGHKEEPSIE, NY 12603-6832
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000923
Date	Mar 2, 2022
Instrument	923

Lender

Name	FIRST IC BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUTCHESS NY
Recording Date	Dec 23, 2021
Property Address	29 THAMES RD, POUGHKEEPSIE, NY 12603-6832
Document Number	0000054891
Instrument Date	Dec 3, 2021
Instrument	2021-54891
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 THAMES RD, POUGHKEEPSIE, NY 12603-6832
Investor	Possibly a Property Investor

Mortgage

Document Number	0000057814
Date	Dec 23, 2021
Instrument	57814

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

February 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	DUTCHESS NY
Recording Date	Feb 11, 2020
Property Address	29 THAMES RD, POUGHKEEPSIE, NY 12603-6832
Document Number	0000000819
Instrument Date	Nov 22, 2019
Instrument	819
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 18, 2020
Title Company	JT ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,876.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1604 KAYLA CT NEWBURGH NY 125508626, NEWBURGH, NY 12550-8626

Mortgage

Document Number	773
Date	Feb 11, 2020
Instrument	773

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 10, 2050

Tax Assessment & Valuation

Source: Dutchess County and Poughkeepsie Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Dutchess County
County Subdivision	Poughkeepsie Town
Unified School District	Arlington Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,705.00	$532,000 (+0.57%) Land $86,800 Building $445,200	$597,800 (+13.01%)
2023		$529,000 Land $86,800 Building $442,200	$529,000 Land $86,800 Building $442,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POUGHKEEPSIE TOWNWIDE WD serves 43,000 people · EPA ID NY1302812
Water Source	Purchased surface water from POUGHKEEPSIE CITY/TOWN TREATMENT PLANT
Last State Inspection	Dec 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000

May also be available: Optimum.

Cell Coverage

5G (outdoors only) and 4G LTE

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