Oakland County property record for 43 Summit St, Pontiac, MI 48342
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,530 sqft · built 1920 |
| Lot Size | 0.095 acres (4,138 sqft) |
| Owner | Individual Name on File |
| Last Sale | $142,000 (Jan 2025) |
| Tax Bill | $1,165 (2025) |
| Deeds & Mortgages | Jan 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-14-20-354-018 |
| Primary APN | 64-14-20-354-018 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,530 sqft Living Area |
| 1st Floor Area | 874 sqft |
| Basement Area | 874 sqft |
| Unfinished Basement | 874 sqft |
| Game Room | Game Room |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,138 sqft (0.095 acres) |
| Lot Dimensions | 103 ft deep x 40 ft wide |
| Porch | Slab |
| Porch Area | 141 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 43 SUMMIT ST |
|---|---|
| City | PONTIAC |
| State | MI |
| Zip | 48342-1163 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T3N, R10E, SEC 20 FAIRVIEW N 40 FT OF LOT 26 BLK 5 |
| Legal Range | 10E |
| Legal Township | 03N |
| Legal Section | 20 |
| Legal Subdivision | FAIRVIEW |
| Legal Block | 5 |
| Legal Lot Number | 26 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | PONTIAC |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 141700 |
43 Summit St is owned and occupied by an individual who bought it in January 2025.
Source: Oakland County records, as of June 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2248 EVERGREEN ST, WIXOM, MI 48393-4218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 8, 2025 · Amount on File |
| Deed Sale | Jan 8, 2025 · Amount on File |
| Prior Sale | Feb 22, 2012 · Amount on File |
| Deed Document Number | 20251733 |
| Deed Book / Page | 59913 / 344 |
| Prior Transfer Date | Mar 28, 2014 |
| Prior Transfer Doc | 0000056144 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jan 8, 2025 |
| Property Address | 43 SUMMIT ST, PONTIAC, MI 48342-1163 |
| Document Number | 0000001733 |
| Book / Page | 59913 / 344 |
| Map Reference | LB 5 PG 27 |
| Instrument Date | Dec 24, 2024 |
| Instrument | 1733 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 23, 2025 |
| Title Company | VANGUARD TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,065.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 83 OSPREY POINT DR, OSPREY, FL 34229-9246 |
| Name | Verified Name |
|---|---|
| Address | 43 SUMMIT ST, PONTIAC, MI 48342-1163 |
| Document Number | 0059909380 |
|---|---|
| Date | Jan 8, 2025 |
| Instrument | 59909/380 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2055 |
The 2025 property tax bill for 43 Summit St was $1,165 with a homeowner's exemption, down 47% from the year before.
Source: Oakland County assessment roll, as of February 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Pontiac City |
| Unified School District | Pontiac City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,165.00 (-47.05%) Homeowner's exemption | $31,780 | $63,560 |
| 2024 | $2,200.00 | ||
| 2023 | $27,370 | $54,740 | |
| 2021 | $882.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 43 Summit St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 43 Summit St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PONTIAC serves 63,776 people · EPA ID MI0005440 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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