Oakland County property record for 34 Summit St, Pontiac, MI 48342
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,146 sqft · built 1910 |
| Lot Size | 0.119 acres (5,184 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $531 (2025) |
| Deeds & Mortgages | Nov 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-14-20-355-012 |
| Primary APN | 64-14-20-355-012 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,146 sqft Living Area |
| 1st Floor Area | 736 sqft |
| Basement Area | 546 sqft |
| Unfinished Basement | 546 sqft |
| Game Room | Game Room |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 5,184 sqft (0.119 acres) |
| Lot Dimensions | 130 ft deep x 40 ft wide |
| Porch | Slab |
| Porch Area | 210 sqft |
| Deck Area | 21 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 34 SUMMIT ST |
|---|---|
| City | PONTIAC |
| State | MI |
| Zip | 48342-1162 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T3N, R10E, SEC 20 FAIRVIEW LOT 11, BLK 4 |
| Legal Range | 10E |
| Legal Township | 03N |
| Legal Section | 20 |
| Legal Subdivision | FAIRVIEW |
| Legal Block | 4 |
| Legal Lot Number | 11 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | PONTIAC |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 141700 |
34 Summit St is owned and occupied by two individuals who acquired it in July 2004.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 34 SUMMIT ST, PONTIAC, MI 48342-1162 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2004 |
| Deed Sale | Jul 14, 2004 |
| Deed Document Number | 2004310511 |
| Deed Book / Page | 33566 / 864 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 34 SUMMIT ST, PONTIAC, MI 48342-1162 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 34 SUMMIT ST, PONTIAC, MI 48342-1162 |
| Document Number | 0000229620 |
|---|---|
| Date | Nov 4, 2020 |
| Book Page | 55109/204 |
| Instrument | 229620 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 34 Summit St was $531 with a homeowner's exemption, down 13.2% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Pontiac City |
| Unified School District | Pontiac City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $531.00 (-13.24%) Homeowner's exemption | $30,010 | $60,020 |
| 2024 | $612.00 | ||
| 2023 | $25,590 | $51,180 | |
| 2021 | $526.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 34 Summit St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 34 Summit St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PONTIAC serves 63,776 people · EPA ID MI0005440 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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