43 Summit Hill Dr, Rochester, NY 14612 Property Records

Monroe County and Greece Town property record for 43 Summit Hill Dr, Rochester, NY 14612

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,878 sqft · built 1960
Lot Size	0.334 acres (14,580 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Jul 2019)
Tax Bill	$7,172 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`262800 046.14-2-13`

Property Details

APN / Parcel Number

Primary APN	`262800 046.14-2-13`
Alternative APNs	`28000461400002013000` `01254328000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,878 sqft Living Area
1st Floor Area	1,430 sqft
Basement Area	448 sqft
Finished Basement	448 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Split Level
Exterior Material	Wood
Lot Area	14,580 sqft (0.334 acres)
Lot Dimensions	182 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	478 sqft
Porch	Slab
Porch Area	842 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01254328000
Street Address	43 SUMMIT HILL DR
City	ROCHESTER
State	NY
Zip	14612-3827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2ND DIV L1 T2 ONTARIO PK S1 147-22
Legal Subdivision	ONTARIO PARK TRACT
Legal Block	2
Legal Lot Number	13.000
Jurisdiction	MONROE NY
Township / Civil Division	GREECE
Census Block Group	1
Census Block	1009
Census Tract	13603

Owner

Source: Monroe County and Greece Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	43 SUMMIT HILL DR, ROCHESTER, NY 14612-3827
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed of Trust, Mortgage · Partial Claim Mortgage NATIONSTAR MORTGAGE LLC
Oct 24, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jun 21, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jul 28, 2020	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Jul 19, 2019	Warranty Deed, Transfer · FHA Mortgage NORTH AMERICAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2019 · Amount on Record
Deed Sale	Jul 19, 2019 · Amount on Record
Deed Document Number	20191410
Deed Book / Page	12212 / 443
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	43 SUMMIT HILL DR, ROCHESTER, NY 14612-3827
Transaction Type	Mortgage
Record Updated	Dec 23, 2025
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 SUMMIT HILL DR, ROCHESTER, NY 14612-3827

Mortgage

Document Number	202503353398
Date	Nov 12, 2025
Book Page	31187/145
Instrument	202503353398

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	Partial Claim Mortgage
Amount	Amount Recorded
Term	307 Months
Due	Jun 1, 2051

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	43 SUMMIT HILL DR, ROCHESTER, NY 14612-3827
Transaction Type	Mortgage
Record Updated	Nov 16, 2022
Title Company	COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 SUMMIT HILL DR, ROCHESTER, NY 14612-3827

Mortgage

Document Number	0000000843
Date	Oct 24, 2022
Book Page	30105/337
Instrument	202210240843

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Jun 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	43 SUMMIT HILL DR, ROCHESTER, NY 14612-3827
Transaction Type	Mortgage
Record Updated	Jul 20, 2021
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 SAINT RITA DR, ROCHESTER, NY 14606-3302

Mortgage

Document Number	0000000131
Date	Jun 21, 2021
Book Page	29278/131
Instrument	202106210140

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	43 SUMMIT HILL DR, ROCHESTER, NY 14612-3827
Document Number	0000001046
Instrument Date	Jul 28, 2020
Transaction Type	Mortgage
Record Updated	Oct 7, 2020
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 SUMMIT HILL DR ROCHESTER NY 146123827, ROCHESTER, NY 14612-3827

Mortgage

Document Number	0000001046
Date	Aug 7, 2020
Book Page	028664/000614
Instrument	1046

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Jul 19, 2019
Property Address	43 SUMMIT HILL DR, ROCHESTER, NY 14612-3827
Document Number	0000001410
Book / Page	12212 / 443
Map Reference	LB 147 PG 22
Instrument Date	Jun 27, 2019
Instrument	201907191410
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	43 SUMMIT HILL DR, 43, GREECE, NY 14612-3827

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 SUMMIT HILL DR, ROCHESTER, NY 14612-3827

Mortgage

Document Number	0000001411
Date	Jul 19, 2019
Instrument	201907191411

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Monroe County and Greece Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Greece Town
Unified School District	Greece Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,172.00 (+2.11%)
2025	$7,024.00 (-6.56%)	$152,600 (-) Land $24,300 Building $128,300	$250,200 (+41%) Land $39,842 Building $210,358
2023		$152,600 (-9.97%) Land $24,300 Building $128,300	$177,442 (-9.97%) Land $28,256 Building $149,186
2022		$169,500 Land $27,000 Building $142,500	$197,100 Land $31,396 Building $165,704
2021	$7,517.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Empire Long Distance.

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