43 Summit Ave, Buffalo, NY 14214 Property Records

Erie County and Buffalo City property record for 43 Summit Ave, Buffalo, NY 14214

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,488 sqft · built 1910
Lot Size	0.202 acres (8,780 sqft)
Owner	Individual Name on File
Tax Bill	$2,510 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`140200 89.43-1-15`

Property Details

APN / Parcel Number

Primary APN	`140200 89.43-1-15`
Alternative APNs	`02000894300001015000` `06132600`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,488 sqft Living Area
1st Floor Area	1,584 sqft
2nd Floor Area	1,468 sqft
Attic	Attic
Attic Area	436 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	8,780 sqft (0.202 acres)
Lot Dimensions	180 ft deep x 51.6 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Pool Area	200 sqft
Porch	Slab
Porch Area	438 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	06132600
Street Address	43 SUMMIT AVE
City	BUFFALO
State	NY
Zip	14214-2305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N-3R
Legal Description	4O9.17 N OAKWOOD
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	1
Legal Lot Number	15.000
Jurisdiction	ERIE NY
Township / Civil Division	BUFFALO
Census Block Group	4
Census Block	4004
Census Tract	5201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Parkside East Historic District listed 1986 · 1,777 contributing resources · NRIS 86002817

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

43 Summit Ave is owned and occupied by an individual.

Source: Erie County and Buffalo City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	43 SUMMIT AVE, BUFFALO, NY 14214-2305
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Nov 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER
Dec 9, 2016	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	43 SUMMIT AVE, BUFFALO, NY 14214-2305
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 SUMMIT AVE, BUFFALO, NY 14214-2305

Mortgage

Document Number	0139709585
Date	Dec 18, 2020
Book Page	13970/9585
Instrument	2020219143

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	43 SUMMIT AVE, BUFFALO, NY 14214-2305
Document Number	0138778099
Instrument Date	Nov 6, 2018
Transaction Type	Mortgage
Record Updated	Dec 7, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	43 SUMMIT AVE BUFFALO NY 142142305, BUFFALO, NY 14214-2305

Mortgage

Document Number	0138778099
Date	Nov 16, 2018
Book Page	013877/008099

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 15, 2033

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	43 SUMMIT AVE, BUFFALO, NY 14214-2305
Document Number	0137971345
Instrument Date	Dec 9, 2016
Transaction Type	Mortgage
Record Updated	Aug 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 SUMMIT AVE BUFFALO NY 142142305, BUFFALO, NY 14214-2305

Mortgage

Document Number	0137971345
Date	Jan 11, 2017
Book Page	013797/001345

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 10, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 43 Summit Ave was $2,510 with a homeowner's exemption, down 65.1% from the year before.

Source: Erie County and Buffalo City assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
Municipality	Buffalo City
Unified School District	Buffalo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,510.00 (-65.13%) Homeowner's exemption
2025	$7,199.00 (+10.52%)	$760,000 (+89.53%) Land $112,000 Building $648,000	$760,000 (+16.56%) Land $112,000 Building $648,000
2024	$6,514.00 (+212.72%) Homeowner's exemption	$401,000 (-) Land $75,000 Building $326,000	$652,033 (+13.82%) Land $121,951 Building $530,082
2023	$2,083.00 Homeowner's exemption	$401,000 Land $75,000 Building $326,000	$572,857 Land $107,143 Building $465,714

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43 Summit Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 43 Summit Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Greenlight Networks.

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