Penobscot County and Hampden Town property record for 43 Summer St, Hampden, ME 04444
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,527 sqft · built 1793 |
| Lot Size | 0.65 acres (28,314 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,047 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage Dec 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | HAMN M:44 B:0 L:039 |
| Primary APN | HAMN M:44 B:0 L:039 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,527 sqft Living Area |
| 1st Floor Area | 1,018 sqft |
| Year Built | Built 1793 |
|---|---|
| Effective Year Built | Effective 1793 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 28,314 sqft (0.65 acres) |
| Heating System | Gravity Furnace |
|---|
| Account Number | 2884 |
|---|---|
| Street Address | 43 SUMMER ST |
| City | HAMPDEN |
| State | ME |
| Zip | 04444-1210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 12 - R |
| Legal Lot Number | 39 |
| Jurisdiction | HAMPDEN ME |
| Township / Civil Division | HAMPDEN |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 2000 |
Source: Penobscot County and Hampden Town records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 43 SUMMER ST, HAMPDEN, ME 04444-1210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 7, 2018 | Deed of Trust, Mortgage BANGOR SAVINGS BANK |
| Dec 18, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMPDEN ME |
| Property Address | 43 SUMMER ST, HAMPDEN, ME 04444-1210 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0148980174 |
|---|---|
| Date | Aug 7, 2018 |
| Book Page | 14898/0174 |
| Instrument | 000000023184 |
| Name | BANGOR SAVINGS BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 264 Months |
| Due | Aug 7, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMPDEN ME |
| Property Address | 43 SUMMER ST, HAMPDEN, ME 04444-1210 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0158330156 |
|---|---|
| Date | Dec 18, 2020 |
| Book Page | 15833/156 |
| Instrument | 42093 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 265 Months |
| Due | Jan 1, 2043 |
Source: Penobscot County and Hampden Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| County Subdivision | Hampden Town |
| Unified School District | Regional School Unit 22 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,047.00 (+23.01%) | $172,620 (+9.05%) Land $75,220 Building $97,400 | |
| 2024 | $2,477.00 (-0.88%) | $158,300 (+21.96%) Land $69,100 Building $89,200 | |
| 2023 | $2,499.00 (+3.35%) | $129,800 (+11.13%) Land $56,700 Building $73,100 | $231,040 |
| 2022 | $2,418.00 | $116,800 Land $51,200 Building $65,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAMPDEN WATER DISTRICT serves 4,800 people · EPA ID ME0090660 |
|---|---|
| Water Source | Purchased surface water from BANGOR WATER DISTRICT |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| TDS Telecom Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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