Penobscot County and Hampden Town property record for 40 Summer St, Hampden, ME 04444
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,827 sqft · built 1940 |
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (Jun 2018) |
| Tax Bill | $5,172 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Mar 2021 Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | HAMN M:44 B:0 L:015 |
| Primary APN | HAMN M:44 B:0 L:015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,827 sqft Living Area |
| Gross Area | 2,298 sqft |
| 1st Floor Area | 1,218 sqft |
| Basement Area | 1,385 sqft |
| Unfinished Basement | 1,385 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 60,984 sqft (1.4 acres) |
| Pool Type | In-Ground Pool |
| Heating System | Radiant |
|---|
| Account Number | 2858 |
|---|---|
| Street Address | 40 SUMMER ST |
| City | HAMPDEN |
| State | ME |
| Zip | 04444-1212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 12 - R |
| Legal Lot Number | 15 |
| Jurisdiction | HAMPDEN ME |
| Township / Civil Division | HAMPDEN |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 2000 |
40 Summer St is owned and occupied by two individuals who acquired it in August 2021.
Source: Penobscot County and Hampden Town records, as of May 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 SUMMER ST, HAMPDEN, ME 04444-1212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 19, 2020 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Mar 31, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance VILLAGE CAPITAL & INVESTMENT LLC |
| Aug 18, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Jul 15, 2019 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Jun 27, 2018 | Warranty Deed, Transfer MAINE SAVINGS FCU |
| Mar 21, 2017 | Deed of Trust, Mortgage KATAHDIN TR CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2018 · Amount on File |
| Deed Sale | Jun 27, 2018 · Amount on File |
| Deed Document Number | 201817140 |
| Deed Book / Page | 14853 / 53 |
| Last Transfer Date | Aug 18, 2021 |
| Transfer Doc | 0161560222 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMPDEN ME |
| Property Address | 40 SUMMER ST, HAMPDEN, ME 04444-1212 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0155730076 |
|---|---|
| Date | Jun 19, 2020 |
| Book Page | 15573/76 |
| Instrument | 17347 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMPDEN ME |
| Property Address | 40 SUMMER ST, HAMPDEN, ME 04444-1212 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0159570337 |
|---|---|
| Date | Mar 31, 2021 |
| Book Page | 15957/337 |
| Instrument | 9986 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMPDEN ME |
| Recording Date | Aug 18, 2021 |
| Property Address | 40 SUMMER ST, HAMPDEN, ME 04444-1212 |
| Document Number | 0161560222 |
| Book / Page | 16156 / 222 |
| Instrument Date | Aug 18, 2021 |
| Instrument | 28496 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 40 SUMMER ST, HAMPDEN, ME 04444-1212 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMPDEN ME |
| Property Address | 40 SUMMER ST, HAMPDEN, ME 04444-1212 |
| Document Number | 0152160073 |
| Instrument Date | Jul 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 40 SUMMER ST HAMPDEN ME 044441212, HAMPDEN, ME 04444-1212 |
| Document Number | 0152160073 |
|---|---|
| Date | Jul 22, 2019 |
| Book Page | 015216/000073 |
| Instrument | 21089 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 21, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMPDEN ME |
| Recording Date | Jun 27, 2018 |
| Property Address | 40 SUMMER ST, HAMPDEN, ME 04444-1212 |
| Document Number | 0148530053 |
| Book / Page | 14853 / 0053 |
| Instrument | 000000017140 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000017141 |
|---|---|
| Date | Jun 27, 2018 |
| Instrument | 000000017141 |
| Name | MAINE SAVINGS FCU |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 27, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMPDEN ME |
| Property Address | 40 SUMMER ST, HAMPDEN, ME 04444-1212 |
| Document Number | 0144360123 |
| Book / Page | 014436 / 000123 |
| Instrument Date | Mar 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2017 |
| Name | Verified Name |
|---|---|
| Address | 40 SUMMER ST HAMPDEN ME 044441212, HAMPDEN, ME 04444-1212 |
| Document Number | 0144360123 |
|---|---|
| Date | Mar 22, 2017 |
| Book Page | 014436/000123 |
| Instrument | 7263 |
| Name | KATAHDIN TR CO |
|---|---|
| Address | PATTEN, ME 04765 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 40 Summer St was $5,172, up 23% from the year before.
Source: Penobscot County and Hampden Town assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| County Subdivision | Hampden Town |
| Unified School District | Regional School Unit 22 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,172.00 (+23.03%) | $293,050 (+9.1%) Land $95,530 Building $197,520 | |
| 2024 | $4,204.00 (-0.78%) | $268,600 (+22.04%) Land $87,800 Building $180,800 | |
| 2023 | $4,237.00 (+3.42%) | $220,100 (+11.22%) Land $72,000 Building $148,100 | $416,385 |
| 2022 | $4,097.00 | $197,900 Land $65,000 Building $132,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Summer St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Summer St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAMPDEN WATER DISTRICT serves 4,800 people · EPA ID ME0090660 |
|---|---|
| Water Source | Purchased surface water from BANGOR WATER DISTRICT |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| TDS Telecom Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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