Warwick City property record for 43 Stephanie Ct, Warwick, RI 02889
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,060 sqft · built 1990 |
| Lot Size | 0.215 acres (9,358 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $305,000 (Dec 2006) |
| Tax Bill | $5,189 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Sep 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35705760000 |
| Primary APN | 35705760000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,060 sqft Living Area |
| Gross Area | 2,188 sqft |
| 1st Floor Area | 1,060 sqft |
| Basement Area | 720 sqft |
| Unfinished Basement | 660 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,358 sqft (0.215 acres) |
| Pool Type | In-Ground Pool |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 100122195 |
|---|---|
| Street Address | 43 STEPHANIE CT |
| City | WARWICK |
| State | RI |
| Zip | 02889-5646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A7 |
| Legal Block | 576 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 21502 |
Source: Warwick City records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 43 STEPHANIE CT, WARWICK, RI 02889-5646 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 5, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) DISCOVER BANK |
| Sep 21, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance WYNDHAM CAPITAL MORTGAGE INC |
| Nov 12, 2020 | Deed of Trust, Mortgage · ARM WYNDHAM CAPITAL MORTGAGE INC |
| Aug 30, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUAD CTY BK&TR |
| Aug 30, 2017 | Quit Claim Deed, Transfer WYNDHAM CAPITAL MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2006 · Amount on Record |
| Deed Sale | Dec 22, 2006 · Amount on Record |
| Prior Sale | Dec 26, 2003 · Amount on Record |
| Deed Book / Page | 6433 / 55 |
| Transfer Doc | 2378000307 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 43 STEPHANIE CT, WARWICK, RI 02889-5646 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0010348-85 |
|---|---|
| Date | Jul 5, 2023 |
| Book Page | 10348/85 |
| Instrument | 6767 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 43 STEPHANIE CT, WARWICK, RI 02889-5646 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 9957-52 |
|---|---|
| Date | Sep 21, 2021 |
| Book Page | 9957/52 |
| Instrument | 19080 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 43 STEPHANIE CT, WARWICK, RI 02889-5646 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 9667-86 |
|---|---|
| Date | Nov 12, 2020 |
| Book Page | 9667/86 |
| Instrument | 17915 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 43 STEPHANIE CT, WARWICK, RI 02889-5646 |
| Document Number | 9352-1 |
| Instrument Date | Aug 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 43 STEPHANIE CT WARWICK RI 028895646, WARWICK, RI 02889-5646 |
| Document Number | 9352-1 |
|---|---|
| Date | Sep 16, 2019 |
| Book Page | 009352/000001 |
| Instrument | 12818 |
| Name | QUAD CTY BK&TR |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 15, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Aug 30, 2017 |
| Property Address | 43 STEPHANIE CT, WARWICK, RI 02889-5646 |
| Document Number | 8889-216 |
| Book / Page | 8889 / 216 |
| Instrument | 12736 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Tax | $42.34 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 8889-221 |
|---|---|
| Date | Aug 30, 2017 |
| Book Page | 8889/221 |
| Instrument | 12738 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Aug 1, 2037 |
Source: Warwick City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,189.00 (+2.41%) | $408,600 (+14.42%) Land $114,800 Building $293,800 | |
| 2024 | $424,840 | ||
| 2023 | $5,067.00 (+4.28%) | $357,100 (+37.66%) Land $99,800 Building $257,300 | |
| 2022 | $4,859.00 | $259,400 Land $63,900 Building $195,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 42 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 58 (1978–2024) |
| Claims Outside the SFHA | 5 of 58 |
| Most Recent Claim | Jan 2024 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 91% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
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