Warwick City property record for 31 Stephanie Ct, Warwick, RI 02889
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,020 sqft · built 1990 |
| Lot Size | 0.225 acres (9,803 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,255 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Feb 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35705740000 |
| Primary APN | 35705740000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,020 sqft Living Area |
| Gross Area | 2,195 sqft |
| 1st Floor Area | 1,020 sqft |
| Basement Area | 912 sqft |
| Finished Basement | 912 sqft |
| Unfinished Basement | 912 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,803 sqft (0.225 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 100065590 |
|---|---|
| Street Address | 31 STEPHANIE CT |
| City | WARWICK |
| State | RI |
| Zip | 02889-5646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A7 |
| Legal Block | 574 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 21502 |
Source: Warwick City records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 31 STEPHANIE CT, WARWICK, RI 02889-5646 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 7, 2025 | Deed of Trust, Mortgage GREENWOOD CU |
| Feb 1, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Nov 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Feb 10, 2017 | Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 8, 2010 |
| Deed Sale | Mar 8, 2010 |
| Prior Sale | Feb 28, 1996 · Amount on Record |
| Deed Book / Page | 7236 / 233 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 31 STEPHANIE CT, WARWICK, RI 02889-5646 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 010786-220 |
|---|---|
| Date | Nov 7, 2025 |
| Book Page | 10786/220 |
| Instrument | 12932 |
| Name | GREENWOOD CU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 241 Months |
| Due | Dec 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 31 STEPHANIE CT, WARWICK, RI 02889-5646 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 9738-126 |
|---|---|
| Date | Feb 1, 2021 |
| Book Page | 9738/126 |
| Instrument | 1831 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 31 STEPHANIE CT, WARWICK, RI 02889-5646 |
| Document Number | 8956-77 |
| Book / Page | 008956 / 000077 |
| Instrument Date | Nov 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Address | 31 STEPHANIE CT WARWICK RI 028895646, WARWICK, RI 02889-5646 |
| Document Number | 8956-77 |
|---|---|
| Date | Dec 4, 2017 |
| Book Page | 008956/000077 |
| Instrument | 18101 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 3, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 31 STEPHANIE CT, WARWICK, RI 02889-5646 |
| Document Number | 8763-207 |
| Book / Page | 008763 / 000207 |
| Instrument Date | Feb 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2017 |
| Name | Verified Name |
|---|
| Document Number | 8763-207 |
|---|---|
| Date | Feb 21, 2017 |
| Book Page | 008763/000207 |
| Instrument | 2307 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 20, 2047 |
Source: Warwick City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,255.00 (+10.7%) | $413,800 (+23.71%) Land $115,400 Building $298,400 | |
| 2024 | $412,015 | ||
| 2023 | $4,747.00 (+5.61%) | $334,500 (+39.38%) Land $100,300 Building $234,200 | |
| 2022 | $4,495.00 | $240,000 Land $64,500 Building $175,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 42 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 58 (1978–2024) |
| Claims Outside the SFHA | 5 of 58 |
| Most Recent Claim | Jan 2024 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 91% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
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