43 Steeplechase Trl, Flagler Beach, FL 32136 Property Records

Flagler County property record for 43 Steeplechase Trl, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,967 sqft · built 2023
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Feb 2018)
Tax Bill	$7,189 (2025)
Deeds & Mortgages	Aug 2026 Sale Apr 2021 Construction Loan + 1 more
Flood Zone	Zone X (moderate risk)
APN	`38-12-31-2250-00000-0120`

Property Details

APN / Parcel Number

Primary APN	`38-12-31-2250-00000-0120`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,967 sqft Living Area
1st Floor Area	2,967 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	43 STEEPLECHASE TRL
City	FLAGLER BEACH
State	FL
Zip	32136-4391
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AC
Legal Description	FLAGLER BEACH POLO CLUB WEST LOTS 11 & 12 OR 1301 PG 269 OR 1842/534 OR 1867/795 OR 2260/652
Legal Range	31E
Legal Township	12S
Legal Section	38
Legal Subdivision	FLAGLER BEACH POLO CLUB WEST
Legal Lot Number	12
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	2
Census Block	2002
Census Tract	60304

Owner

Source: Flagler County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	43 STEEPLECHASE TRL, FLAGLER BEACH, FL 32136-4391
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 13, 2021	Deed of Trust, Mortgage · Construction Mortgage TD BANK NA
Feb 19, 2018	Warranty Deed, Transfer ADAMS CAMERON TITLE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2018 · Amount on Record
Deed Sale	Feb 19, 2018 · Amount on Record
Prior Sale	May 2, 2012 · Amount on Record
Deed Document Number	20186065
Deed Book / Page	2260 / 652
Last Transfer Date	Aug 19, 2026
Transfer Doc	0000034340
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Aug 24, 2026
Property Address	43 STEEPLECHASE TRL, FLAGLER BEACH, FL 32136-4391
Document Number	0000034340
Book / Page	3081 / 952
Instrument Date	Aug 19, 2026
Instrument	202634340
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	43 STEEPLECHASE TRL, FLAGLER BEACH, FL 32136-4391

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	43 STEEPLECHASE TRL, FLAGLER BEACH, FL 32136-4391
Transaction Type	Mortgage
Record Updated	Apr 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 AUDUBON LN, FLAGLER BEACH, FL 32136-4921

Mortgage

Document Number	0025491023
Date	Apr 13, 2021
Book Page	2549/1023
Instrument	2021019608

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Feb 19, 2018
Property Address	43 STEEPLECHASE TRL, FLAGLER BEACH, FL 32136-4391
Document Number	0022600652
Book / Page	002260 / 000652
Instrument Date	Feb 14, 2018
Instrument	6065
Transaction Type	Transfer
Record Updated	Feb 23, 2018
Title Company	ADAMS CAMERON TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$700.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	43 AUDUBON LN FLAGLER BEACH FL 321364921, FLAGLER BEACH, FL 32136-4921

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,189.00 (+166.46%) Homeowner's exemption	$551,366 (+104.21%)	$834,126 (+208.94%) Land $285,000 Building $549,126
2023	$2,698.00 (+39.72%)	$270,000 (+86.21%) Land $270,000	$270,000 (+86.21%) Land $270,000
2022	$1,931.00	$145,000 Land $145,000	$145,000 Land $145,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	64 in force
Nearby Flood Claims	8 (2016–2024)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 67% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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