27 Steeplechase Trl, Flagler Beach, FL 32136 Property Records

Flagler County property record for 27 Steeplechase Trl, Flagler Beach, FL 32136

Property Summary

Property Type	Vacant Land
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$105,000 (Apr 2019)
Tax Bill	$2,090 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Apr 2019 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`38-12-31-2250-00000-0160`

Property Details

APN / Parcel Number

Primary APN	`38-12-31-2250-00000-0160`

Exterior

Lot Area	217,800 sqft (5 acres)

Location & Zoning

Street Address	27 STEEPLECHASE TRL
City	FLAGLER BEACH
State	FL
Zip	32136-4391
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	AC
Legal Description	FLAGLER BEACH POLO CLUB WEST LOT 16 OR 1275 PG 1291 OR 1913/133 OR 2345/1612
Legal Range	31E
Legal Township	12S
Legal Section	38
Legal Subdivision	FLAGLER BEACH POLO CLUB WEST
Legal Lot Number	16
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	2
Census Block	2002
Census Tract	60304

Owner

27 Steeplechase Trl, vacant land, is owned by two individuals who acquired it in February 2025.

Source: Flagler County records, as of February 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	50 TROTTERS LN, FLAGLER BEACH, FL 32136-4706
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU
Apr 2, 2019	Warranty Deed, Transfer · Construction Mortgage RONALD B & MICHELE N CORNELIUS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2019 · Amount on File
Deed Sale	Apr 2, 2019 · Amount on File
Prior Sale	Dec 31, 2012 · Amount on File
Deed Document Number	201911439
Deed Book / Page	2345 / 1612
Last Transfer Date	Feb 19, 2025
Transfer Doc	0029370775
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	27 STEEPLECHASE TRL, FLAGLER BEACH, FL 32136-4391
Document Number	0023730166
Instrument Date	Jul 29, 2019
Transaction Type	Mortgage
Record Updated	Aug 9, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	616 CASSIN AVE DAYTONA BEACH FL 321141802, DAYTONA BEACH, FL 32114-1802

Mortgage

Document Number	0023730166
Date	Jul 31, 2019
Book Page	002373/000166
Instrument	28068

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 30, 2034

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Apr 2, 2019
Property Address	27 STEEPLECHASE TRL, FLAGLER BEACH, FL 32136-4391
Document Number	0023451612
Book / Page	002345 / 001612
Instrument Date	Mar 26, 2019
Instrument	11439
Transaction Type	Transfer
Record Updated	Apr 10, 2019
Title Company	COVENANT TITLE, COVENANT CLOSING & TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$735.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	616 CASSIN AVE DAYTONA BEACH FL 321141802, DAYTONA BEACH, FL 32114-1802

Mortgage

Document Number	23451614
Date	Apr 2, 2019
Book Page	002345/001614
Instrument	11440

Lender

Name	RONALD B & MICHELE N CORNELIUS
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 1, 2020

Interest

Rate	7%

Tax Assessment & Valuation

The 2025 property tax bill for 27 Steeplechase Trl was $2,090, up 6.4% from the year before.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,090.00 (+6.36%)	$285,000 Land $285,000	$285,000 Land $285,000
2024	$1,965.00 (+1.6%)
2023	$1,934.00 (+56.47%)	$270,000 (+86.21%) Land $270,000	$270,000 (+86.21%) Land $270,000
2022	$1,236.00	$145,000 Land $145,000	$145,000 Land $145,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27 Steeplechase Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 64 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	64 in force
Nearby Flood Claims	8 (2016–2024)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27 Steeplechase Trl is high, ranking above 76% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 63% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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