Middlesex County and Waltham City property record for 43 Stearns St, Waltham, MA 02453
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2.5 ba · 2,020 sqft · built 1913 |
| Lot Size | 0.17 acres (7,401 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,000 (Apr 2013) |
| Tax Bill | $8,910 (2026) |
| Deeds & Mortgages | Mar 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 107477 |
| Primary APN | 107477 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,020 sqft Living Area |
| Gross Area | 3,776 sqft |
| Basement Area | 937 sqft |
| Unfinished Basement | 937 sqft |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1913 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,401 sqft (0.17 acres) |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 107477 |
|---|---|
| Street Address | 43 STEARNS ST |
| City | WALTHAM |
| State | MA |
| Zip | 02453-0449 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 1 |
| Legal Block | 27 |
| Legal Lot Number | 5 |
| Jurisdiction | WALTHAM MA |
| Township / Civil Division | WALTHAM |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 368700 |
43 Stearns St, a duplex, is owned and occupied by an individual who bought it in April 2013.
Source: Middlesex County and Waltham City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 43 STEARNS ST, WALTHAM, MA 02453-0449 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 9, 2013 · Amount on File |
| Deed Sale | Apr 9, 2013 · Amount on File |
| Deed Book / Page | 61573 / 150 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 43 STEARNS ST, WALTHAM, MA 02453-0449 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 70774-95 |
|---|---|
| Date | Mar 26, 2018 |
| Book Page | 70774/95 |
| Instrument | 39341 |
| Name | SANTANDER BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2048 |
The 2026 property tax bill for 43 Stearns St was $8,910, up 14.4% from the year before.
Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Waltham City |
| Unified School District | Waltham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,910.00 (+14.41%) | $863,400 (+8.86%) Land $415,900 Building $447,500 | $855,586 |
| 2025 | $7,788.00 (+7.44%) | $793,100 (+5.47%) Land $377,700 Building $415,400 | |
| 2024 | $7,249.00 (-0.21%) | $752,000 (+6.83%) Land $377,700 Building $374,300 | |
| 2023 | $7,264.00 | $703,900 Land $344,100 Building $359,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 43 Stearns St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 8 (1978–1998) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Jun 1998 · Heavy Rains And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 43 Stearns St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
May also be available: AT&T, T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures