38 Stearns St, Waltham, MA 02453 Property Records

Middlesex County and Waltham City property record for 38 Stearns St, Waltham, MA 02453

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 956 sqft · built 1900
Lot Size	0.053 acres (2,317 sqft)
Owner	Individual Name on File
Tax Bill	$5,498 (2026)
Deeds & Mortgages	Sep 2021 Transfer Mar 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`107468`

Property Details

APN / Parcel Number

Primary APN	`107468`
Alternative APN	`WALT M:069 B:026 L:0011`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	956 sqft Living Area
Gross Area	1,824 sqft
Basement Area	546 sqft
Unfinished Basement	546 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,317 sqft (0.053 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	107468
Street Address	38 STEARNS ST
City	WALTHAM
State	MA
Zip	02453-0450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Block	26
Legal Lot Number	11
Jurisdiction	WALTHAM MA
Township / Civil Division	WALTHAM
Census Block Group	1
Census Block	1015
Census Tract	368700

Owner

38 Stearns St is owned and occupied by an individual who acquired it in September 2021.

Source: Middlesex County and Waltham City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	38 STEARNS ST, WALTHAM, MA 02453-0450
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2021	Quit Claim Deed, Transfer Quitclaim
Mar 25, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 7, 2021
Transfer Doc	078652-394
Record Updated	Oct 29, 2026

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTHAM MA
Recording Date	Sep 8, 2021
Property Address	38 STEARNS ST, WALTHAM, MA 02453-0450
Document Number	78652-394
Book / Page	78652 / 394
Instrument Date	Sep 7, 2021
Instrument	200338
Transaction Type	Transfer
Record Updated	Sep 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 STEARNS ST, WALTHAM, MA 02453-0450

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTHAM MA
Recording Date	Mar 25, 2020
Property Address	38 STEARNS ST, WALTHAM, MA 02453-0450
Document Number	74350-17
Book / Page	074350 / 000017
Instrument Date	Mar 13, 2020
Instrument	44457
Transaction Type	Transfer
Record Updated	Apr 14, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	315 CRESCENT ST #2C WALTHAM MA 024533869, 2C, WALTHAM, MA 02453-3869

Tax Assessment & Valuation

The 2026 property tax bill for 38 Stearns St was $5,498, up 7.9% from the year before.

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Waltham City
Unified School District	Waltham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,498.00 (+7.89%)	$532,800 (+2.68%) Land $359,300 Building $173,500	$568,922 (-48.62%)
2025	$5,096.00 (+2.27%)	$518,900 (+0.39%) Land $326,400 Building $192,500	$1,107,225 (+55.69%)
2024	$4,983.00 (+2.7%)	$516,900 (+9.93%) Land $326,400 Building $190,500	$711,170
2023	$4,852.00	$470,200 Land $297,300 Building $172,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Stearns St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (1978–1998)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Jun 1998 · Heavy Rains And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 38 Stearns St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, T-Mobile.

Nearby Properties on Stearns St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures