43 Spring St, Oberlin, OH 44074 Property Records

Lorain County property record for 43 Spring St, Oberlin, OH 44074 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,612 sqft · built 1923
Lot Size	0.25 acres (10,890 sqft)
Owner	Owner Name on File
Tax Bill	$2,554 (2025)
Deeds & Mortgages	Dec 2021 Second Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-00-086-112-008`

Property Details

APN / Parcel Number

Primary APN	`09-00-086-112-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,612 sqft Living Area
1st Floor Area	816 sqft
2nd Floor Area	796 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1960
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	165 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	112 sqft
Patio Area	64 sqft
Balcony	Balcony
Balcony Area	64 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	43 SPRING ST
City	OBERLIN
State	OH
Zip	44074-1332
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VIETS ADD 66 X 165 S/L 29
Legal Subdivision	VIETS ADDITION
Legal Block	112
Legal Lot Number	29
Jurisdiction	LORAIN OH
Township / Civil Division	OBERLIN
Census Block Group	2
Census Block	2007
Census Tract	60100

Owner

Source: Lorain County records · APN 09-00-086-112-008

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	43 SPRING ST, OBERLIN, OH 44074-1332
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHWEST BANK
Nov 06, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Prior Sale	May 15, 2003
Record Updated	Jun 08, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	43 SPRING ST, OBERLIN, OH 44074-1332
Transaction Type	Mortgage
Record Updated	Dec 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 SPRING ST, OBERLIN, OH 44074-1332

Mortgage

Document Number	0000855368
Date	Dec 22, 2021
Instrument	2021-0855368

Lender

Name	NORTHWEST BANK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	107 Months
Due	Nov 13, 2030

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	43 SPRING ST, OBERLIN, OH 44074-1332
Document Number	0000789810
Instrument Date	Nov 06, 2020
Transaction Type	Mortgage
Record Updated	Dec 02, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 SPRING ST OBERLIN OH 440741332, OBERLIN, OH 44074-1332

Mortgage

Document Number	0000789810
Date	Nov 19, 2020
Instrument	789810

Lender

Name	NORTHWEST BK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 18, 2030

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Oberlin City
Unified School District	Oberlin City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,554.00	$53,520 (+%) Land $6,910 Building $46,610	$152,910 (-) Land $19,730 Building $133,180
2024	$2,554.00 (+1.51%)	$53,519 (+17.76%) Land $6,906 Building $46,613	$152,910 (+17.76%) Land $19,730 Building $133,180
2023	$2,516.00 (+2.74%)	$45,448 (%) Land $5,208 Building $40,240	$129,850 (-) Land $14,880 Building $114,970
2022	$2,449.00	$45,450 Land $5,210 Building $40,240
2021			$129,850 Land $14,880 Building $114,970

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930601002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2011, rainfall accumulation

Wildfire

Wildfire Risk	Low above 3% of the US · above 15% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 329 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Cogeco Cable Holdings II	Cable	1,000 / 50
Cable Co-Op	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Spectrum, Cable Co-Op. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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