37 Spring St, Oberlin, OH 44074 Property Records

Lorain County property record for 37 Spring St, Oberlin, OH 44074 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,488 sqft · built 1900
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$145,895 (Mar 2023)
Tax Bill	$2,471 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-00-086-112-007`

Property Details

APN / Parcel Number

Primary APN	`09-00-086-112-007`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,488 sqft Living Area
1st Floor Area	1,002 sqft
2nd Floor Area	486 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1930
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	165 ft deep x 66 ft wide

Exterior Amenities

Porch	Enclosed Porch
Porch Area	72 sqft
Deck Area	36 sqft
Patio Area	352 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	37 SPRING ST
City	OBERLIN
State	OH
Zip	44074-1332
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VIETS ADD 66 X 165
Legal Subdivision	H VIETS ADDITION
Legal Block	112
Legal Lot Number	30
Jurisdiction	LORAIN OH
Township / Civil Division	OBERLIN
Census Block Group	2
Census Block	2007
Census Tract	60100

Owner

Source: Lorain County records · APN 09-00-086-112-007

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	37 SPRING ST, OBERLIN, OH 44074-1332
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
May 12, 2022	Warranty Deed, Transfer · Commercial Mortgage FTE LENDING LLC
Sep 19, 2017	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 20, 2023 · Amount on Record
Deed Sale	Mar 20, 2023 · Amount on Record
Prior Sale	May 12, 2022 · Amount on Record
Deed Document Number	2023001279
Record Updated	Jun 08, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Mar 20, 2023
Property Address	37 SPRING ST, OBERLIN, OH 44074-1332
Document Number	0000909833
Map Reference	VOL 1 PG 38
Instrument Date	Mar 10, 2023
Instrument	2023-0909833
Transaction Type	Transfer
Record Updated	Apr 24, 2023
Title Company	BLACK TIE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 SPRING ST, OBERLIN, OH 44074-1332

Mortgage

Document Number	0000909834
Date	Mar 20, 2023
Instrument	2023-0909834

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2053

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	May 12, 2022
Property Address	37 SPRING ST, OBERLIN, OH 44074-1332
Document Number	0000875182
Map Reference	VOL 1 PG 38
Instrument Date	May 11, 2022
Instrument	2022-0875182
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	369 W LORAIN ST, OBERLIN, OH 44074-1027

Mortgage

Document Number	0000875183
Date	May 12, 2022
Instrument	2022-0875183

Lender

Name	FTE LENDING LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Sep 19, 2017
Property Address	37 SPRING ST, OBERLIN, OH 44074-1332
Document Number	0000644700
Instrument Date	Sep 19, 2017
Instrument	644700
Transaction Type	Transfer
Record Updated	Oct 09, 2017
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 SPRING ST OBERLIN OH 440741332, OBERLIN, OH 44074-1332

Mortgage

Document Number	644701
Date	Sep 19, 2017
Instrument	644701

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2047

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Oberlin City
Unified School District	Oberlin City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,471.00	$51,740 (+%) Land $6,910 Building $44,830	$147,820 (-) Land $19,730 Building $128,090
2024	$2,471.00 (+30.95%)	$51,738 (+57.09%) Land $6,906 Building $44,832	$147,820 (+57.09%) Land $19,730 Building $128,090
2023	$1,887.00 (+5.3%)	$32,935 (+0.26%) Land $5,208 Building $27,727	$94,100 (+0.27%) Land $14,880 Building $79,220
2022	$1,792.00	$32,850 Land $5,210 Building $27,640
2021			$93,850 Land $14,880 Building $78,970

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930601002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2011, rainfall accumulation

Wildfire

Wildfire Risk	Low above 3% of the US · above 15% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 329 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Cogeco Cable Holdings II	Cable	1,000 / 50
Cable Co-Op	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Spectrum, Cable Co-Op. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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