Franklin County and Brighton Town property record for 43 Split Rock Rd, Saranac Lake, NY 12983
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,910 sqft · built 1983 |
| Lot Size | 5.59 acres (243,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $206,700 (Nov 2009) |
| Tax Bill | $3,847 (2026) |
| Deeds & Mortgages | Oct 2021 Refinance |
| APN | 1-008-05.00 |
| Primary APN | 1-008-05.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,910 sqft Living Area |
| 1st Floor Area | 1,910 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 243,500 sqft (5.59 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 90 sqft |
| Shed | 1 Shed |
| Shed Area | 299 sqft |
| Canopy | 200 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 1-008-05.00 |
|---|---|
| Street Address | 43 SPLIT ROCK RD |
| City | SARANAC LAKE |
| State | NY |
| Zip | 12983-2607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | BYNO SPLIT ROCK RO TOWN LINE ROUTE 192A |
| Legal Subdivision | RICKETSON |
| Legal Block | 1 |
| Legal Lot Number | 29.300 |
| Jurisdiction | FRANKLIN NY |
| Township / Civil Division | BRIGHTON |
| Census Block Group | 1 |
| Census Block | 1075 |
| Census Tract | 950800 |
43 Split Rock Rd is owned and occupied by an individual who acquired it in October 2014.
Source: Franklin County and Brighton Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 43 SPLIT ROCK RD, SARANAC LAKE, NY 12983-2607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2009 · Amount on File |
| Deed Sale | Nov 17, 2009 · Amount on File |
| Deed Book / Page | 2009 / 4240 |
| Last Transfer Date | Oct 15, 2014 |
| Transfer Doc | 0000005151 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN NY |
| Property Address | 43 SPLIT ROCK RD, SARANAC LAKE, NY 12983-2607 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20215807 |
|---|---|
| Date | Oct 28, 2021 |
| Instrument | 2021-5807 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2036 |
The 2026 property tax bill for 43 Split Rock Rd was $3,847, down 6.1% from the year before.
Source: Franklin County and Brighton Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Franklin County |
| County Subdivision | Brighton Town |
| Unified School District | Saranac Lake Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,847.00 (-6.12%) | ||
| 2025 | $4,098.00 | $318,300 Land $66,900 Building $251,400 | $318,300 Land $66,900 Building $251,400 |
| 2023 | $190,500 (-) Land $51,000 Building $139,500 | $334,211 (+14.91%) Land $89,474 Building $244,737 | |
| 2022 | $190,500 Land $51,000 Building $139,500 | $290,840 Land $77,863 Building $212,977 | |
| 2021 | $1,669.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 43 Split Rock Rd; 2 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 43 Split Rock Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
Search by:
By searching, you agree to: Terms • Privacy • Disclosures