43 S 990 E, American Fork, UT 84003 Property Records

Utah County property record for 43 S 990 E, American Fork, UT 84003

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,224 sqft · built 1999
Lot Size0.291 acres (12,656 sqft)
Owner2 Individual Names on File
Last Sale$397,800 (Jan 2018)
Tax Bill$2,593 (2025)
Deeds & MortgagesMar 2021 Mortgage
Dec 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN38-256-0001

Property Details

APN / Parcel Number

Primary APN38-256-0001
Alternative APN
  • 119343

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,224 sqft Living Area
Gross Area2,892 sqft
1st Floor Area1,224 sqft
Basement Area1,208 sqft
Utility Area288 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleA-Frame
Exterior MaterialMetal
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area12,656 sqft (0.291 acres)
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Slab
Porch Area1,071 sqft
Deck AreaDeck Area
Patio Area56 sqft
Total Buildings4 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number119343
Street Address43 S 990 E
CityAMERICAN FORK
StateUT
Zip84003-2921
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1, PLAT C, ESKELSON ESTATES SUBDV. AREA 0.291 AC.
Legal SubdivisionESKELSON ESTATES SUBDV
Legal Lot Number1
JurisdictionUTAH UT
Township / Civil DivisionAMERICAN FORK-PLEASANT GROVE
Census Block Group2
Census Block2020
Census Tract203

Owner

43 S 990 E is owned and occupied by two individuals who bought it in January 2018.

Source: Utah County records, as of July 20, 2026

Owner of Record2 Individual Names on File
Mailing Address43 S 990 E, AMERICAN FORK, UT 84003-2921
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Dec 20, 2019Deed of Trust, Mortgage
AMWEST FNDG CORP
Jan 29, 2018Quit Claim Deed, Transfer
STEARNS LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 29, 2018 · Amount on File
Deed SaleJan 29, 2018 · Amount on File
Prior SaleMay 8, 2001 · Amount on File
Deed Document Number20188753
Prior Transfer DateJan 24, 2018
Prior Transfer Doc0000008753
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUTAH UT
Property Address43 S 990 E, AMERICAN FORK, UT 84003-2921
Transaction TypeMortgage
Record UpdatedApr 27, 2021
Title CompanyOASIS TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000047587
DateMar 12, 2021
Instrument47587:2021
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUTAH UT
Property Address43 S 990 E, AMERICAN FORK, UT 84003-2921
Document Number0000137492
Instrument DateDec 20, 2019
Transaction TypeMortgage
Record UpdatedFeb 4, 2020
Title CompanyOASIS TITLE COMPANY, OASIS TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address43 S 990 E AMERICAN FORK UT 840032921, AMERICAN FORK, UT 84003-2921

Mortgage

Document Number0000137492
DateDec 26, 2019
Instrument137492
Lender
NameAMWEST FNDG CORP
AddressBREA, CA 92821
Agreement
AmountAmount on Record
Term360 Months
DueDec 25, 2049

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionUTAH UT
Recording DateJan 29, 2018
Property Address43 S 990 E, AMERICAN FORK, UT 84003-2921
Document Number0000008753
Instrument DateJan 24, 2018
Instrument8753
Transaction TypeTransfer
Record UpdatedNov 16, 2018
Title CompanyUS TITLE INSURANCE AGENCY, US TITLE INS AGCY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address43 S 990 E AMERICAN FORK UT 840032921, AMERICAN FORK, UT 84003-2921

Mortgage

Document Number8754
DateJan 29, 2018
Instrument8754
Lender
NameSTEARNS LNDG
AddressSANTA ANA, CA 92707-8788
Agreement
AmountAmount on Record
Term360 Months
DueJan 28, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 43 S 990 E was $2,593.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateUtah
MunicipalityAmerican Fork City
CountyUtah County
Unified School DistrictAlpine School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$305,415 (-43.41%)$555,300 (+2.89%) Land $217,600 Building $337,700
2025$2,593.00$539,700 Land $217,600 Building $322,100$539,700 Land $217,600 Building $322,100
2024$2,593.00 (+9.5%)
2023$2,368.00 (-6.85%)$278,960$507,200 Land $207,100 Building $300,100
2022$2,542.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43 S 990 E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 S 990 E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of Utah
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAMERICAN FORK CITY
serves 39,045 people · EPA ID UTAH25008
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Beehive Broadband, CentraCom, SenaWave, Utah Broadband, Utah Telecommunication Open Infrastructure Agency.

Nearby Properties on S 990 E

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