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43 Rock Spring Loop, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 43 Rock Spring Loop, Saint Augustine, FL 32095 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 2018
Square Footage1,547 sqft Living Area
Lot Size4,356 sqft (0.1 acres)
OccupancyOwner Occupied
Last Sale$257,400 (2019)
Tax Bill$6,903.00 (2025)

Property Details

APN / Parcel Number

Primary APN027015-1640

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Building Area1,547 sqft Living Area
Gross Area2,088 sqft Gross Area
1st Floor1,547 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialStucco Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area4,356 sqft (0.1 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area406 sqft Garage
Porch Area240 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address43 ROCK SPRING LOOP
CitySAINT AUGUSTINE
StateFL
Zip32095-0011
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description82/48-57 BANNON LAKES PHASE 1B-1A LOT 164 OR4686/769
Legal Range28E
Legal Township06S
Legal Section11
Legal SubdivisionBANNON LAKES PHASE 1B-1A
Legal Phase1B
Legal Block2
Legal Lot Number164
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup2
Census Block2066
Census Tract20904

Owner

Source: St. Johns County records · APN 027015-1640

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address43 ROCK SPRING LOOP, SAINT AUGUSTINE, FL 32095-0011
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2023Deed of Trust, Mortgage · Line of Credit
BMO HARRIS BANK NA
Feb 04, 2020Deed of Trust, Mortgage · Line of Credit
BMO HARRIS BANK NA
Feb 27, 2019Grant Deed, Subdivision Related Transfer
PGP TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 27, 2019 · Amount on Record
Deed SaleFeb 27, 2019 · Amount on Record
Deed Doc Number201913513
Deed Book / Page4686 / 769
Record RefreshedJun 08, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address43 ROCK SPRING LOOP, SAINT AUGUSTINE, FL 32095-0011
Transaction TypeMortgage
Record UpdatedOct 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address43 ROCK SPRING LOOP, SAINT AUGUSTINE, FL 32095-0011

Mortgage

Document Number0057300354
DateMar 28, 2023
Book Page5730/354
Instrument2023022745
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60606
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 17, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address43 ROCK SPRING LOOP, SAINT AUGUSTINE, FL 32095-0011
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0048760689
DateFeb 04, 2020
Book Page4876/0689
Instrument2020008431
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60690
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJan 16, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

February 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateFeb 27, 2019
Property Address43 ROCK SPRING LOOP, SAINT AUGUSTINE, FL 32095-0011
Document Number0046860769
Book / Page004686 / 000769
Instrument DateFeb 26, 2019
Instrument13513
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 12, 2019
Title CompanyPGP TITLE

Transaction

AmountAmount Recorded
Tax$1,801.80
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address43 ROCK SPRING LOOP ST AUGUSTINE FL 320950011, ST AUGUSTINE, FL 32095-0011

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$292,398 (-4.37%) Land $75,000 Building $217,398$292,398 (-4.37%) Land $75,000 Building $217,398
2025$6,903.00 (+7.21%) Homeowner's exemption$305,757 (-1.13%)$305,757 (-3.53%) Land $70,000 Building $235,757
2024$6,439.00 (+1.13%) Homeowner's exemption$309,258 (+3%)$316,935 (+5.56%) Land $70,000 Building $246,935
2023$6,367.00 (+1.43%) Homeowner's exemption$300,250 (+9.73%)$300,250 (+9.73%) Land $70,000 Building $230,250
2022$6,277.00$273,615$273,615 Land $61,600 Building $212,015

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 50% of the US · above 20% of Florida
Wildfire LikelihoodAbout 1 in 909 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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