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28 Rock Spring Loop, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 28 Rock Spring Loop, Saint Augustine, FL 32095 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 2017
Square Footage1,547 sqft Living Area
Lot Size4,791 sqft (0.11 acres)
OccupancyOwner Occupied
Last Sale$362,000 (2026)
Tax Bill$6,391.00 (2025)

Property Details

APN / Parcel Number

Primary APN027015-1380

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Building Area1,547 sqft Living Area
Gross Area2,088 sqft Gross Area
1st Floor1,547 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialStucco Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area4,791 sqft (0.11 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area406 sqft Garage
Patio Area117 sqft Patio
Porch Area240 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address28 ROCK SPRING LOOP
CitySAINT AUGUSTINE
StateFL
Zip32095-0012
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description82/48-57 BANNON LAKES PHASE 1B-1A LOT 138 OR5036/1157
Legal Range28E
Legal Township06S
Legal Section11
Legal SubdivisionBANNON LAKES PHASE 1B-1A
Legal Phase1B
Legal Block2
Legal Lot Number138
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup2
Census Block2065
Census Tract20904

Owner

Source: St. Johns County records · APN 027015-1380

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address28 ROCK SPRING LOOP, SAINT AUGUSTINE, FL 32095-0012
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 23, 2026Special Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Jun 11, 2026Warranty Deed, Transfer · Conventional Mortgage
TOWNE MORTGAGE COMPANY
Oct 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
PULTE MORTGAGE LLC
Sep 08, 2020Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
PULTE MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 11, 2026 · Amount on Record
Deed SaleJun 11, 2026 · Amount on Record
Prior SaleSep 08, 2020 · Amount on Record
Deed Doc Number202650317
Deed Book / Page6382 / 727
Record RefreshedSep 20, 2026

July 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateJul 23, 2026
Property Address28 ROCK SPRING LOOP, SAINT AUGUSTINE, FL 32095-0012
Document Number0000063098
Book / Page6406 / 1881
Instrument DateJul 20, 2026
Instrument202663098
Transaction TypeTransfer
Record UpdatedAug 05, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJun 11, 2026
Property Address28 ROCK SPRING LOOP, SAINT AUGUSTINE, FL 32095-0012
Document Number0000050317
Book / Page6382 / 727
Instrument DateJun 11, 2026
Instrument202650317
Transaction TypeTransfer
Record UpdatedJun 23, 2026
Title CompanyACTION TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$255,934.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000050318,
DateJun 11, 2026
Instrument202650318
Lender
NameTOWNE MORTGAGE COMPANY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address28 ROCK SPRING LOOP, SAINT AUGUSTINE, FL 32095-0012
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0050821349
DateOct 28, 2020
Book Page5082/1349
Instrument2020095954
Lender
NamePULTE MORTGAGE LLC
TypeMortgage Company
AddressENGLEWOOD, CO 80112
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueSep 01, 2050

September 2020: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateSep 08, 2020
Property Address28 ROCK SPRING LOOP, SAINT AUGUSTINE, FL 32095-0012
Document Number0050361157
Book / Page5036 / 1157
Map ReferenceMB 82 PG 48-57
Instrument DateAug 18, 2020
Instrument2020076015
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 31, 2021
Title CompanyPGP TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,964.20
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4901 VINELAND RD STE 500, 4901, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 ROCK SPRING LOOP, SAINT AUGUSTINE, FL 32095-0012

Mortgage

Document Number50361159
DateSep 08, 2020
Instrument5036/1159
Lender
NamePULTE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2050

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$274,971 (+2.7%)$297,890 (-7.41%) Land $75,000 Building $222,890
2025$6,391.00 (+9.75%) Homeowner's exemption$267,742 (+2.9%)$321,738 (-3.45%) Land $80,000 Building $241,738
2024$5,823.00 (+1.06%) Homeowner's exemption$260,196 (+3%)$333,225 (+5.4%) Land $80,000 Building $253,225
2023$5,762.00 (+3.75%) Homeowner's exemption$252,617 (+3%)$316,141 (+11.38%) Land $80,000 Building $236,141
2022$5,554.00 Homeowner's exemption$245,259$283,834 Land $67,200 Building $216,634

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskModerate
above 50% of the US · above 20% of Florida
Wildfire LikelihoodAbout 1 in 909 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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