Berkeley County property record for 43 Rio Ln, Falling Waters, WV 25419
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,826 sqft · built 1977 |
| Lot Size | 1.11 acres (48,352 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $455,000 (Sep 2021) |
| Tax Bill | $3,475 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-5A-0067.0000 |
| Primary APN | 02-5A-0067.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,826 sqft Living Area |
| 1st Floor Area | 3,394 sqft |
| Basement Area | 1,689 sqft |
| Finished Basement | 1,689 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Tri-Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 48,352 sqft (1.11 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Well |
| Account Number | 07029976 |
|---|---|
| Street Address | 43 RIO LN |
| City | FALLING WATERS |
| State | WV |
| Zip | 25419-7065 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.11 AC LOT 20 SECTION B HONEYWOOD |
| Legal Subdivision | HONEYWOOD SUB SEC B |
| Legal Lot Number | 20 |
| Jurisdiction | BERKELEY WV |
| Township / Civil Division | VALLEY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 971205 |
Source: Berkeley County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7844 VINCA CIR, FORT WORTH, TX 76135-4429 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Jul 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Sep 20, 2021 | Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 20, 2021 · Amount on Record |
| Deed Sale | Sep 20, 2021 · Amount on Record |
| Deed Document Number | 202134363 |
| Deed Book / Page | 1360 / 147 |
| Prior Transfer Date | Sep 10, 2021 |
| Prior Transfer Doc | 001360/147 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 43 RIO LN, FALLING WATERS, WV 25419-7065 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 003407/326 |
|---|---|
| Date | Sep 17, 2019 |
| Book Page | 3407/326 |
| Instrument | 20190027607 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Sep 1, 2024 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 43 RIO LN, FALLING WATERS, WV 25419-7065 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2022 |
| Title Company | SILK TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 003737/316 |
|---|---|
| Date | Jul 12, 2021 |
| Book Page | 3737/316 |
| Instrument | 20210026033 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY WV |
| Recording Date | Sep 20, 2021 |
| Property Address | 43 RIO LN, FALLING WATERS, WV 25419-7065 |
| Document Number | 001360/147 |
| Book / Page | 1360 / 147 |
| Instrument Date | Sep 10, 2021 |
| Instrument | 20210034363 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,503.50 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 43 RIO LN, FALLING WATERS, WV 25419-7065 |
| Document Number | 0003778/60 |
|---|---|
| Date | Sep 20, 2021 |
| Book Page | 3778/60 |
| Instrument | 20210034364 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Berkeley County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,475.00 (-1.39%) Homeowner's exemption Disabled Person's exemption | $305,880 (+2.35%) Land $59,760 Building $246,120 | $509,800 (+2.35%) Land $99,600 Building $410,200 |
| 2023 | $3,524.00 Homeowner's exemption Disabled Person's exemption | $298,860 Land $53,040 Building $245,820 | $498,100 Land $88,400 Building $409,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2018–2025) |
| Most Recent Claim | May 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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