43 Ridge Rd, Troy, MO 63379 Property Records

Lincoln County property record for 43 Ridge Rd, Troy, MO 63379

Property Summary

Property Type	Mobile Home
Details	4 bd · 2 ba · 2,046 sqft · built 2003
Lot Size	0.91 acres (39,640 sqft)
Owner	2 Individual Names on Record
Tax Bill	$662 (2025)
Deeds & Mortgages	Jun 2020 Line of Credit Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-50-22-000-000-065.002`

Property Details

APN / Parcel Number

Primary APN	`14-50-22-000-000-065.002`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	2,046 sqft Living Area
Flooring	Combination, Other

Exterior

Year Built	Built 2003
Architectural Style	Modular
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	39,640 sqft (0.91 acres)
Lot Dimensions	400 ft deep x 100 ft wide

Location & Zoning

Street Address	43 RIDGE RD
City	TROY
State	MO
Zip	63379-5432
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	100' X 400' TRACT IN THE SE PT OF THE N1/2 NESW SEC 22: RIDGE RD
Legal Range	01E
Legal Township	49
Legal Section	22
Jurisdiction	LINCOLN MO
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3019
Census Tract	810309

Owner

Source: Lincoln County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	43 RIDGE RD, TROY, MO 63379-5432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2020	Deed of Trust, Mortgage · Line of Credit COMMUNITY STATE BANK OF MISSOURI
Apr 11, 2019	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY STATE BANK OF MISSOURI

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	43 RIDGE RD, TROY, MO 63379-5432
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2448/178
Date	Jun 16, 2020
Book Page	2448/178
Instrument	2020006214

Lender

Name	COMMUNITY STATE BANK OF MISSOURI
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	43 RIDGE RD, TROY, MO 63379-5432
Transaction Type	Mortgage
Record Updated	May 29, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2432/0824
Date	Apr 11, 2019
Book Page	2432/0824
Instrument	2019002664

Lender

Name	COMMUNITY STATE BANK OF MISSOURI
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 11, 2034

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$662.00 (+3.44%)	$11,050 (+6.87%) Land $2,470 Building $8,580	$58,160 (+6.87%) Land $13,000 Building $45,160
2023	$640.00 (-1.08%)	$10,340 Land $2,280 Building $8,060	$54,420 Land $12,000 Building $42,420
2022	$647.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 72% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Systec Wireless Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Gateway Fiber, Verizon.

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