43 Prescott St, Demarest, NJ 07627 Property Records

Bergen County and Demarest Borough property record for 43 Prescott St, Demarest, NJ 07627

Property Summary

Property Type	Single Family Home
Details	2,520 sqft · built 1994
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$851,000 (Nov 2020)
Tax Bill	$21,227 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-00005-0000-00267`

Property Details

APN / Parcel Number

Primary APN	`09-00005-0000-00267`
Alternative APN	`090000500267`

Interior

Building Area	2,520 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Street Address	43 PRESCOTT ST
City	DEMAREST
State	NJ
Zip	07627-1906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	D
Legal Description	0.230AC
Legal Subdivision	BOSTON LAND CO ESTATE
Legal Block	5
Legal Lot Number	267
Jurisdiction	BERGEN NJ
Township / Civil Division	DEMAREST
Census Block Group	3
Census Block	3006
Census Tract	9100

Owner

Source: Bergen County and Demarest Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	43 PRESCOTT ST, DEMAREST, NJ 07627-1906
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2020 · Amount on Record
Deed Sale	Nov 4, 2020 · Amount on Record
Prior Sale	May 24, 1995 · Amount on Record
Deed Document Number	2020114067
Deed Book / Page	3802 / 263
Record Updated	Oct 29, 2026

November 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Nov 4, 2020
Property Address	43 PRESCOTT ST, DEMAREST, NJ 07627-1906
Document Number	0038020263
Book / Page	3802 / 263
Instrument Date	Sep 4, 2020
Instrument	20-114067
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,736.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	43 PRESCOTT ST, 43, DEMAREST, NJ 07627-1906

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 WILLIAM ST, ENGLEWOOD, NJ 07631-3588

Mortgage

Document Number	20114068
Date	Nov 4, 2020
Instrument	20-114068

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Bergen County and Demarest Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Demarest Borough
Elementary School District	Demarest Borough School District (KG - 08)
Secondary School District	Northern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,176,000 (-) Land $592,000 Building $584,000	$1,176,000 (-) Land $592,000 Building $584,000
2025	$21,227.00 (+0.39%)	$1,176,000 (+70.02%) Land $592,000 Building $584,000	$1,176,000 (+70.02%) Land $592,000 Building $584,000
2024	$21,145.00 (+7.68%)
2023		$691,700 Land $311,000 Building $380,700	$691,700 Land $311,000 Building $380,700
2022	$19,637.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20