Bergen County and Demarest Borough property record for 40 Prescott St, Demarest, NJ 07627
| Property Type | Single Family Home |
|---|---|
| Details | 3,207 sqft · built 1975 |
| Lot Size | 0.321 acres (13,983 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $830,000 (Sep 2017) |
| Tax Bill | $20,537 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Aug 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00006-0000-00284 |
| Primary APN | 09-00006-0000-00284 |
|---|---|
| Alternative APN |
|
| Building Area | 3,207 sqft Living Area |
|---|
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Lot Area | 13,983 sqft (0.321 acres) |
| Lot Dimensions | 100 ft deep x 140 ft wide |
| Street Address | 40 PRESCOTT ST |
|---|---|
| City | DEMAREST |
| State | NJ |
| Zip | 07627-1907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | D |
| Legal Description | 0.321AC |
| Legal Subdivision | BOSTON LAND CO ESTATES SEC B |
| Legal Block | 6 |
| Legal Lot Number | 284 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DEMAREST |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 9100 |
40 Prescott St is owned and occupied by two individuals who bought it in September 2017.
Source: Bergen County and Demarest Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 PRESCOTT ST, DEMAREST, NJ 07627-1907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Aug 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Sep 7, 2017 | Bargain and Sale Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 7, 2017 · Amount on File |
| Deed Sale | Sep 7, 2017 · Amount on File |
| Prior Sale | Nov 8, 2010 · Amount on File |
| Deed Document Number | 20176689301 |
| Deed Book / Page | 2715 / 1679 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 40 PRESCOTT ST, DEMAREST, NJ 07627-1907 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0037970387 |
|---|---|
| Date | Oct 29, 2020 |
| Book Page | 3797/387 |
| Instrument | 20-112452 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 40 PRESCOTT ST, DEMAREST, NJ 07627-1907 |
| Document Number | 0037781197 |
| Instrument Date | Aug 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2020 |
| Title Company | ACRES LAND TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 40 PRESCOTT ST DEMAREST NJ 076271907, DEMAREST, NJ 07627-1907 |
| Document Number | 0037781197 |
|---|---|
| Date | Oct 21, 2020 |
| Book Page | 003778/001197 |
| Instrument | 107025 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 324 Months |
| Due | Oct 20, 2047 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 7, 2017 |
| Property Address | 40 PRESCOTT ST, DEMAREST, NJ 07627-1907 |
| Document Number | 0027151679 |
| Book / Page | 02715 / 1679 |
| Instrument Date | Jul 3, 2017 |
| Instrument | 17-066893.01 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | ACRES LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,623.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4214 CREST LN, 4214, FORT LEE, NJ 07024-2233 |
| Name | Verified Name |
|---|---|
| Address | 40 PRESCOTT ST, DEMAREST, NJ 07627-1907 |
| Document Number | 0027151684 |
|---|---|
| Date | Sep 7, 2017 |
| Book Page | 02715/1684 |
| Instrument | 17-066893.02 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2047 |
The 2025 property tax bill for 40 Prescott St was $20,537, up 5.8% from the year before.
Source: Bergen County and Demarest Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Demarest Borough |
| Elementary School District | Demarest Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,137,800 (-) Land $628,400 Building $509,400 | $1,137,800 (-) Land $628,400 Building $509,400 | |
| 2025 | $20,537.00 (+5.85%) | $1,137,800 Land $628,400 Building $509,400 | $1,137,800 Land $628,400 Building $509,400 |
| 2024 | $19,402.00 | ||
| 2023 | $634,700 Land $329,200 Building $305,500 | $634,700 Land $329,200 Building $305,500 | |
| 2022 | $18,019.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Prescott St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Prescott St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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