43 Polermo Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 43 Polermo Ave, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2022
Square Footage2,020 sqft Heated Area
Lot Size6,098 sqft (0.139 acres)
OccupancyOwner Occupied
Last Sale$361,400 (2022)
Tax Bill$5,018.00 (2025)

Property Details

APN / Parcel Number

Primary APN212531497900013070

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,020 sqft Heated Area
Gross Area2,668 sqft Gross Area
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2022
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,098 sqft (0.139 acres)
Garage TypeFinished Garage
FenceFence
PorchOpen Porch
Porch Area186 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address43 POLERMO AVE
CitySAINT CLOUD
StateFL
Zip34771-9437
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSIENA RESERVE PH 2C PB 30 PGS 160-163 LOT 307
Legal SubdivisionSIENA RESERVE PHS 2C TEMP
Legal Phase2C
Legal Lot Number307
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1053
Census Tract43700

Owner

Source: Osceola County records · APN 212531497900013070

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address43 POLERMO AVE, SAINT CLOUD, FL 34771-9437
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 15, 2022 · Amount on Record
Deed SaleFeb 15, 2022 · Amount on Record
Deed Doc Number0061541074
Record RefreshedJun 08, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address43 POLERMO AVE, SAINT CLOUD, FL 34771-9437
Transaction TypeMortgage
Record UpdatedDec 12, 2025
Title CompanyINNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address43 POLERMO AVE, SAINT CLOUD, FL 34771-9437

Mortgage

Document Number0061541076
DateFeb 18, 2022
Book Page6154/1076
Instrument2022027724
Lender
NameHOME SOLUTION LENDERS INC
TypeMortgage Company
AddressBARTOW, FL 33830
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,018.00 (+5.18%) Homeowner's exemption$351,609 (+4.24%)$353,100 (+4.68%) Land $75,000 Building $278,100
2023$4,771.00 (+237.41%) Homeowner's exemption$337,300 (+462.17%) Land $70,000 Building $267,300$337,300 (+462.17%) Land $70,000 Building $267,300
2022$1,414.00$60,000 Land $60,000$60,000 Land $60,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 81% of the US · above 70% of Florida
Wildfire LikelihoodAbout 1 in 157 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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