35 Polermo Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 35 Polermo Ave, Saint Cloud, FL 34771 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2022
Square Footage	1,990 sqft Living Area
Lot Size	6,098 sqft (0.14 acres)
Occupancy	Owner Occupied
Last Sale	$409,800 (2022)
Tax Bill	$4,730.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`21-25-31-4979-0001-3090`
Alternative APN	`253121497900013090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,990 sqft Living Area
Gross Area	2,732 sqft Gross Area
1st Floor	1,990 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional Style
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached Garage
Garage Area	504 sqft Garage
Porch Area	238 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	35 POLERMO AVE
City	SAINT CLOUD
State	FL
Zip	34771-9437
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SIENA RESERVE PH 2C PB 30 PGS 160-163 LOT 309
Legal Range	31E
Legal Township	25S
Legal Section	21
Legal Subdivision	SIENA RESERVE PHS 2C TEMP
Legal Phase	2C
Legal Lot Number	309
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1053
Census Tract	43700

Owner

Source: Osceola County records · APN 21-25-31-4979-0001-3090

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	35 POLERMO AVE, SAINT CLOUD, FL 34771-9437
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 01, 2022 · Amount on Record
Deed Sale	Sep 01, 2022 · Amount on Record
Deed Doc Number	2022133785
Deed Book / Page	6279 / 519
Record Refreshed	Sep 20, 2026

September 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 01, 2022
Property Address	35 POLERMO AVE, SAINT CLOUD, FL 34771-9437
Document Number	0062790519
Book / Page	6279 / 519
Map Reference	MB 30 PG 160-163
Instrument Date	Aug 30, 2022
Instrument	2022133785
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	INNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,868.60
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3020 S FLORIDA AVE STE 101, 101, LAKELAND, FL 33803-4058

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 POLERMO AVE, SAINT CLOUD, FL 34771-9437

Mortgage

Document Number	0006279521
Date	Sep 01, 2022
Instrument	6279/521

Lender

Name	HOME SOLUTION LENDERS INC
Type	Mortgage Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,955.00 (+4.76%) Homeowner's exemption	$347,081 (+5.3%)	$348,800 (+5.83%) Land $75,000 Building $273,800
2024	$4,730.00 (-9.46%)
2023	$5,224.00 (+269.45%)	$329,600 (+449.33%) Land $70,000 Building $259,600	$329,600 (+449.33%) Land $70,000 Building $259,600
2022	$1,414.00	$60,000 Land $60,000	$60,000 Land $60,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 85% of the US · above 76% of Florida
Wildfire Likelihood	About 1 in 139 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.