Union County and Summit City property record for 43 Passaic Ave, Summit, NJ 07901
| Property Type | Single Family Home |
|---|---|
| Details | 2,291 sqft · built 1955 |
| Lot Size | 1.08 acres (47,045 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,225,000 (Jan 2026) |
| Tax Bill | $13,659 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Nov 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-01404-0000-00001 |
| Primary APN | 18-01404-0000-00001 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,291 sqft Living Area |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 47,045 sqft |
| Old Parcel Number | 1800108000000002 |
|---|---|
| Street Address | 43 PASSAIC AVE |
| City | SUMMIT |
| State | NJ |
| Zip | 07901-1104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Block | 1404 |
| Legal Lot Number | 1 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SUMMIT |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 37800 |
Source: Union County and Summit City records · APN 18-01404-0000-00001
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 43 PASSAIC AVE, SUMMIT, NJ 07901-1104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 09, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage CITIBANK NA |
| Nov 07, 2018 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 09, 2026 · Amount on Record |
| Deed Sale | Jan 09, 2026 · Amount on Record |
| Prior Sale | Sep 10, 1997 · Amount on Record |
| Deed Document Number | 202652105 |
| Deed Book / Page | 6607 / 74 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jan 09, 2026 |
| Property Address | 43 PASSAIC AVE, SUMMIT, NJ 07901-1104 |
| Document Number | 0066070074 |
| Book / Page | 6607 / 74 |
| Instrument Date | Dec 15, 2025 |
| Instrument | 52105 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $24,547.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6803 BLISS TER, BROOKLYN, NY 11220-5010 |
| Name | Verified Name |
|---|---|
| Address | 43 PASSAIC AVE, SUMMIT, NJ 07901-1104 |
| Document Number | 0000087330 |
|---|---|
| Date | Jan 09, 2026 |
| Instrument | 87330 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Feb 01, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.5% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 43 PASSAIC AVE, SUMMIT, NJ 07901-1104 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0145042301 |
|---|---|
| Date | Nov 07, 2018 |
| Book Page | 14504/2301 |
| Instrument | 664969 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 19, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Union County and Summit City records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Summit City |
| Unified School District | Summit City School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $305,500 (-) Land $179,200 Building $126,300 | $305,500 (-) Land $179,200 Building $126,300 | |
| 2025 | $13,659.00 (+2.64%) | $305,500 (-) Land $179,200 Building $126,300 | $305,500 (-) Land $179,200 Building $126,300 |
| 2024 | $13,308.00 (+1.71%) | ||
| 2023 | $305,500 Land $179,200 Building $126,300 | $305,500 Land $179,200 Building $126,300 | |
| 2022 | $13,084.00 |
Source: FEMA National Flood Hazard Layer as of September 24, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2011–2021) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 281 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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