Union County and Summit City property record for 12 Passaic Ave, Summit, NJ 07901
| Property Type | Single Family Home |
|---|---|
| Details | 1,701 sqft · built 1900 |
| Lot Size | 0.296 acres (12,898 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $430,000 (Mar 2011) |
| Tax Bill | $15,273 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage May 2024 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-01604-0000-00004 |
| Primary APN | 18-01604-0000-00004 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,701 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Stucco |
| Lot Area | 12,898 sqft (0.296 acres) |
| Lot Dimensions | 215 ft deep x 60 ft wide |
| Account Number | 3 |
|---|---|
| Street Address | 12 PASSAIC AVE |
| City | SUMMIT |
| State | NJ |
| Zip | 07901-1103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Block | 1604 |
| Legal Lot Number | 4 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SUMMIT |
| Census Block Group | 4 |
| Census Block | 4024 |
| Census Tract | 37800 |
Source: Union County and Summit City records, as of July 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12 PASSAIC AVE, SUMMIT, NJ 07901-1103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| May 1, 2024 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| Jan 26, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jun 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 15, 2011 · Amount on Record |
| Deed Sale | Mar 15, 2011 · Amount on Record |
| Deed Document Number | 2011222373 |
| Deed Book / Page | 5855 / 399 |
| Last Transfer Date | May 14, 2020 |
| Transfer Doc | 0000324798 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jul 20, 2026 |
| Property Address | 12 PASSAIC AVE, SUMMIT, NJ 07901-1103 |
| Document Number | 0000094933 |
| Book / Page | 15831 / 2401 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 202694933 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 12 PASSAIC AVE, SUMMIT, NJ 07901-1103 |
| Document Number | 0000094933, |
|---|---|
| Date | Jul 20, 2026 |
| Book Page | 15831/2401 |
| Instrument | 202694933 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 12 PASSAIC AVE, SUMMIT, NJ 07901-1103 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2024 |
| Name | Verified Name |
|---|---|
| Address | 12 PASSAIC AVE, SUMMIT, NJ 07901-1103 |
| Document Number | 0154882836 |
|---|---|
| Date | May 1, 2024 |
| Book Page | 15488/2836 |
| Instrument | 64302 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 6, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 12 PASSAIC AVE, SUMMIT, NJ 07901-1103 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2022 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|
| Document Number | 0151522278 |
|---|---|
| Date | Jan 26, 2022 |
| Book Page | 15152/2278 |
| Instrument | 30360 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 12 PASSAIC AVE, SUMMIT, NJ 07901-1103 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Title Company | CLOSING USA LLC, CLOSING USA |
| Name | Verified Name |
|---|
| Document Number | 0149852073 |
|---|---|
| Date | Jun 10, 2021 |
| Book Page | 14985/2073 |
| Instrument | 14146 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
Source: Union County and Summit City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Summit City |
| Unified School District | Summit City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $341,600 (-) Land $115,400 Building $226,200 | $341,600 (-) Land $115,400 Building $226,200 | |
| 2025 | $15,273.00 (+2.64%) | $341,600 (+56.99%) Land $115,400 Building $226,200 | $341,600 (+56.99%) Land $115,400 Building $226,200 |
| 2024 | $14,880.00 (+59.67%) | ||
| 2023 | $217,600 Land $115,400 Building $102,200 | $217,600 Land $115,400 Building $102,200 | |
| 2022 | $9,319.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1984–2021) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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