43 Parsonage St, #45, Cold Spring, NY 10516 Property Records

Putnam County and Philipstown Town property record for 43 Parsonage St, #45, Cold Spring, NY 10516 · Last verified May 2026

Property Summary

Property Type	Duplex
Details	5 bd · 3.5 ba · 2,244 sqft · built 1900
Owner	Individual Name on File
Last Sale	$429,000 (Apr 2017)
Tax Bill	$11,421 (2024)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`372601 49.5-4-14`

Property Details

APN / Parcel Number

Primary APN	`372601 49.5-4-14`
Alternative APNs	`260104900500040140000000` `020150`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,244 sqft Living Area
Gross Area	2,677 sqft
1st Floor Area	1,122 sqft
2nd Floor Area	1,122 sqft
Upper Floors Area	160 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Lot Dimensions	138 ft deep x 50 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	253 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	340 sqft
Patio Area	528 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	020150
Street Address	43 PARSONAGE ST, 45
City	COLD SPRING
State	NY
Zip	10516-1519
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LAND & RESIDENCE
Legal Block	4
Legal Lot Number	14.00
Jurisdiction	PUTNAM NY
Township / Civil Division	PHILIPSTOWN
Census Block Group	2
Census Block	2007
Census Tract	10700

Owner

Source: Putnam County and Philipstown Town records · APN 372601 49.5-4-14

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	45 PARSONAGE ST, COLD SPRING, NY 10516-1519
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 25, 2017	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 25, 2017 · Amount on Record
Deed Sale	Apr 25, 2017 · Amount on Record
Deed Document Number	20171501019
Deed Book / Page	2042 / 325
Record Updated	Jun 08, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	43-45 PARSONAGE ST, COLD SPRING, NY 10516
Transaction Type	Mortgage
Record Updated	Jul 12, 2021
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 PARSONAGE ST 45, 45, COLD SPRING, NY 10516-1519

Mortgage

Document Number	0073830259
Date	Jun 21, 2021
Book Page	7383/259
Instrument	7304-2021

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	43-45 PARSONAGE ST, COLD SPRING, NY 10516
Transaction Type	Mortgage
Record Updated	Jul 12, 2021
Title Company	CORNERSTONE SETTLEMENT SERVICES, CORNERSTONE SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 PARSONAGE ST 45, 45, COLD SPRING, NY 10516-1519

Mortgage

Document Number	0073830282
Date	Jun 21, 2021
Book Page	7383/282
Instrument	7305-2021

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2051

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PUTNAM NY
Recording Date	Apr 25, 2017
Property Address	43-45 PARSONAGE ST, COLD SPRING, NY 10516
Document Number	0020420325
Book / Page	002042 / 000325
Instrument Date	Apr 03, 2017
Instrument	1501019
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	BEACHES TITLE SERVICES LLC, REAL PROPERTY ABSTRACT CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,716.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11 CASSANDRA CT PATTERSON NY 125632506, PATTERSON, NY 12563-2506

Mortgage

Document Number	67120400
Date	Apr 25, 2017
Book Page	006712/000400
Instrument	1601426

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 24, 2047

Tax Assessment & Valuation

Source: Putnam County and Philipstown Town records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Philipstown Town
Municipality	Cold Spring Village
Unified School District	Haldane Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$180,000 (-) Land $48,400 Building $131,600	$586,893 (+14.84%)
2024	$11,421.00
2023		$180,000 (-) Land $48,400 Building $131,600	$511,073 (+11.73%) Land $137,422 Building $373,651
2022		$180,000 Land $48,400 Building $131,600	$457,433 Land $122,999 Building $334,434

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Putnam County (36079C), updated March 4, 2013 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360790107002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	10 units insured 2 under condo master policies
Nearby Flood Claims	29 (1992–2024)
Claims Outside the SFHA	3 of 29
Most Recent Claim	Jan 2024, river or lake flooding
Claims By Storm	Severe Storms And Flooding, Jul 2023 · 2 claims Hurricane Sandy, Oct 2012 · 12 claims Hurricane Irene, Aug 2011 · 8 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 90 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Optimum Communications	Cable	940 / 35
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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