Putnam County and Philipstown Town property record for 38 Parsonage St, #40, Cold Spring, NY 10516 · Last verified May 2026
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 3.5 ba · 2,624 sqft · built 1845 |
| Lot Size | 0.167 acres (7,300 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $619,000 (Aug 2019) |
| Tax Bill | $14,213 (2024) |
| Deeds & Mortgages | Mar 2021 Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 372601 49.5-4-5 |
| Primary APN | 372601 49.5-4-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,624 sqft Living Area |
| Gross Area | 2,932 sqft |
| 1st Floor Area | 1,312 sqft |
| 2nd Floor Area | 1,312 sqft |
| Game Room | Game Room |
| Year Built | Built 1845 |
|---|---|
| Effective Year Built | Effective 1845 |
| Architectural Style | Old Style |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,300 sqft (0.167 acres) |
| Lot Dimensions | 100 ft deep x 73 ft wide |
| View / Lot | Lake Front |
| Porch | Enclosed Porch |
| Porch Area | 574 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 010655 |
|---|---|
| Street Address | 38 PARSONAGE ST, 40 |
| City | COLD SPRING |
| State | NY |
| Zip | 10516-1518 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | LAND & RESIDENCE |
| Legal Block | 4 |
| Legal Lot Number | 5.000 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | PHILIPSTOWN |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 10700 |
Source: Putnam County and Philipstown Town records · APN 372601 49.5-4-5
Assessment roll updated April 29, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 PARSONAGE ST, 40, COLD SPRING, NY 10516-1518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Aug 26, 2019 | Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 26, 2019 · Amount on Record |
| Deed Sale | Aug 26, 2019 · Amount on Record |
| Prior Sale | Aug 30, 2010 · Amount on Record |
| Deed Document Number | 2019127762019 |
| Deed Book / Page | 2125 / 130 |
| Prior Transfer Date | Aug 20, 2010 |
| Prior Transfer Doc | 0018600165 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 38-40 PARSONAGE ST, COLD SPRING, NY 10516 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2021 |
| Title Company | NEW LAND TITLE AGENCY, NEW AGE TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 40 PARSONAGE ST, COLD SPRING, NY 10516-1518 |
| Document Number | 0073120116 |
|---|---|
| Date | Mar 23, 2021 |
| Book Page | 7312/116 |
| Instrument | 3708-2021 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Aug 26, 2019 |
| Property Address | 38-40 PARSONAGE ST, COLD SPRING, NY 10516 |
| Document Number | 0021250130 |
| Book / Page | 002125 / 000130 |
| Instrument Date | Jun 21, 2019 |
| Instrument | 12776 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2019 |
| Title Company | PRO NATIONAL TITLE AGENCY, PRO NAT'L TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,476.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 675 ROCKLEDGE RD BRONXVILLE NY 10708, BRONXVILLE, NY 10708 |
| Document Number | 69550110 |
|---|---|
| Date | Aug 26, 2019 |
| Book Page | 006955/000110 |
| Instrument | 12777 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 25, 2049 |
Source: Putnam County and Philipstown Town records · Assessment roll updated April 29, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Philipstown Town |
| Municipality | Cold Spring Village |
| Unified School District | Haldane Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $224,000 (-) Land $43,300 Building $180,700 | $730,355 (+10.07%) | |
| 2024 | $14,213.00 | $224,000 (-) Land $43,300 Building $180,700 | $663,507 (+4.32%) |
| 2023 | $224,000 (-) Land $43,300 Building $180,700 | $636,002 (+11.73%) Land $122,941 Building $513,061 | |
| 2022 | $224,000 Land $43,300 Building $180,700 | $569,250 Land $110,038 Building $459,212 |
Source: FEMA National Flood Hazard Layer, Putnam County (36079C), updated March 4, 2013 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360790107002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 8 individual NFIP policies nearby |
| Nearby Flood Policies | 10 units insured (2 under condo master policies) 7 of 8 individual policies on primary residences |
| Nearby Flood Claims | 29 (1992–2024) |
| Claims Outside the SFHA | 3 of 29 |
| Most Recent Claim | Jan 2024, river or lake flooding |
| Flood Events |
|
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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