Bergen County and Ramsey Borough property record for 43 Overlook Ct, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 2,848 sqft · built 1961 |
| Lot Size | 0.523 acres (22,782 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,150,000 (Aug 2026) |
| Tax Bill | $17,961 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Apr 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-05410-0000-00036 |
| Primary APN | 48-05410-0000-00036 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,848 sqft Living Area |
| 1st Floor Area | 2,848 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Construction Type | Frame |
| Lot Area | 22,782 sqft (0.523 acres) |
| Lot Dimensions | 165 ft deep x 138 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 43 OVERLOOK CT |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.523AC DISABLED VETERAN |
| Legal Subdivision | PROPERTY/EVERETTAND WINIFRED A |
| Legal Block | 5410 |
| Legal Lot Number | 36 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 44201 |
43 Overlook Ct is owned by a company that bought it in August 2026.
Source: Bergen County and Ramsey Borough records, as of September 2, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 43 OVERLOOK CT, RAMSEY, NJ 07446-2644 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 3, 2026 | Bargain and Sale Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Apr 30, 2024 | Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Oct 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2026 · Amount on File |
| Deed Sale | Aug 3, 2026 · Amount on File |
| Prior Sale | Apr 30, 2024 · Amount on File |
| Deed Document Number | 202653341 |
| Deed Book / Page | 5864 / 1989 |
| Prior Transfer Date | Apr 18, 2003 |
| Prior Transfer Doc | 8573000302 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 3, 2026 |
| Property Address | 43 OVERLOOK CT, RAMSEY, NJ 07446-2644 |
| Document Number | 0000053341 |
| Book / Page | 5864 / 1989 |
| Instrument Date | Jul 9, 2026 |
| Instrument | 202653341 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Amount | Amount on Record |
|---|---|
| Tax | $116,150.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 43 OVERLOOK CT, RAMSEY, NJ 07446-2644 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 30, 2024 |
| Property Address | 43 OVERLOOK CT, RAMSEY, NJ 07446-2644 |
| Document Number | 0052251089 |
| Book / Page | 5225 / 1089 |
| Instrument Date | Apr 10, 2024 |
| Instrument | 2024024632 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2024 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,774.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15555 HILLIARD RD APT 806, 806, LAKEWOOD, OH 44107-3853 |
| Name | Verified Name |
|---|---|
| Address | 4034 EAGLES NEST DRIVE, RAMSEY, NJ 07446 |
| Document Number | 2024024633 |
|---|---|
| Date | Apr 30, 2024 |
| Instrument | 2024024633 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 43 OVERLOOK CT, RAMSEY, NJ 07446-2644 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0037571994 |
|---|---|
| Date | Oct 9, 2020 |
| Book Page | 3757/1994 |
| Instrument | 20-100960 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 1, 2050 |
The 2025 property tax bill for 43 Overlook Ct was $17,961, down 7.5% from the year before.
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $901,800 (+3.38%) Land $416,300 Building $485,500 | $901,800 (+3.38%) Land $416,300 Building $485,500 | |
| 2025 | $17,961.00 (-7.45%) Disabled Person's exemption Veteran's exemption | $872,300 Land $391,300 Building $481,000 | $872,300 Land $391,300 Building $481,000 |
| 2024 | $19,407.00 | ||
| 2023 | $687,700 Land $325,200 Building $362,500 | $687,700 Land $325,200 Building $362,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 43 Overlook Ct in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 9 (1978–2021) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 43 Overlook Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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