Bergen County and Ramsey Borough property record for 27 Overlook Ct, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 1,939 sqft · built 1961 |
| Lot Size | 0.354 acres (15,420 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $584,750 (Aug 2018) |
| Tax Bill | $14,499 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Apr 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-05410-0000-00034 |
| Primary APN | 48-05410-0000-00034 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,939 sqft Living Area |
| 1st Floor Area | 1,939 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Construction Type | Frame |
| Lot Area | 15,420 sqft (0.354 acres) |
| Lot Dimensions | 154 ft deep x 100 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 27 OVERLOOK CT |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.354AC |
| Legal Subdivision | EVERETT & WINIFRED ACKERSON |
| Legal Block | 5410 |
| Legal Lot Number | 34 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 44201 |
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 27 OVERLOOK CT, RAMSEY, NJ 07446-2644 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Apr 18, 2017 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Aug 21, 2018 | Deed with Mortgage, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2018 · Amount on Record |
| Deed Sale | Aug 21, 2018 · Amount on Record |
| Deed Document Number | 201818-060307 |
| Deed Book / Page | 3034 / 107 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 27 OVERLOOK CT, RAMSEY, NJ 07446-2644 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Title Company | PRESTIGE TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0041811683 |
|---|---|
| Date | Jun 2, 2021 |
| Book Page | 4181/1683 |
| Instrument | 2021087546 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 27 OVERLOOK CT, RAMSEY, NJ 07446-2644 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0025890936 |
|---|---|
| Date | Apr 18, 2017 |
| Book Page | 02589/0936 |
| Instrument | 17-031403 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | PORTLAND, ME 04101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 12, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 21, 2018 |
| Property Address | 27 OVERLOOK CT, RAMSEY, NJ 07446-2644 |
| Document Number | 0030340107 |
| Book / Page | 003034 / 000107 |
| Instrument Date | Aug 1, 2018 |
| Instrument | 60307 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $584.75 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 27 OVERLOOK CT RAMSEY NJ 074462644, RAMSEY, NJ 07446-2644 |
| Document Number | 30340114 |
|---|---|
| Date | Aug 21, 2018 |
| Book Page | 003034/000114 |
| Instrument | 60307 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 20, 2048 |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $732,200 (+3.98%) Land $401,100 Building $331,100 | $732,200 (+3.98%) Land $401,100 Building $331,100 | |
| 2025 | $14,499.00 (-7.04%) | $704,200 (+27.41%) Land $376,100 Building $328,100 | $704,200 (+27.41%) Land $376,100 Building $328,100 |
| 2024 | $15,597.00 (+7.59%) | ||
| 2023 | $552,700 Land $312,600 Building $240,100 | $552,700 Land $312,600 Building $240,100 | |
| 2022 | $14,497.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 9 (1978–2021) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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