Monmouth County and Middletown Township property record for 43 Ocean Ave, North Middletown, NJ 07748
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,120 sqft · built 1928 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Individual Name on File |
| Last Sale | $500,000 (Jun 2023) |
| Tax Bill | $8,871 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 32-00004-0000-00015 |
| Primary APN | 32-00004-0000-00015 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,120 sqft Living Area |
| 1st Floor Area | 2,120 sqft |
| Upper Floors Area | 836 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Porch | Open Porch |
|---|---|
| Deck Area | 68 sqft |
| Patio Area | 70 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 742 |
|---|---|
| Street Address | 43 OCEAN AVE |
| City | NORTH MIDDLETOWN |
| State | NJ |
| Zip | 07748-5644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B1 |
| Legal Block | 4 |
| Legal Lot Number | 15 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 800601 |
43 Ocean Ave is owned and occupied by an individual who bought it in June 2023.
Source: Monmouth County and Middletown Township records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 43 OCEAN AVE, NORTH MIDDLETOWN, NJ 07748-5644 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 14, 2023 · Amount on File |
| Deed Sale | Jun 14, 2023 · Amount on File |
| Deed Document Number | 202340669 |
| Deed Book / Page | 9648 / 3580 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jun 14, 2023 |
| Property Address | 43 OCEAN AVE, NORTH MIDDLETOWN, NJ 07748-5644 |
| Document Number | 0096483580 |
| Book / Page | 9648 / 3580 |
| Instrument Date | May 30, 2023 |
| Instrument | 2023040669 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2023 |
| Title Company | ALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,175.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14 PAINTED WAGON RD, HOLMDEL, NJ 07733-2726 |
| Name | Verified Name |
|---|---|
| Address | 43 OCEAN AVE, MONMOUTH, NJ 07724 |
| Document Number | 2023040670 |
|---|---|
| Date | Jun 14, 2023 |
| Instrument | 2023040670 |
| Name | ADVISORS MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
The 2025 property tax bill for 43 Ocean Ave was $8,871, up 10.2% from the year before.
Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $594,900 (+8.24%) Land $280,000 Building $314,900 | $594,900 (+8.24%) Land $280,000 Building $314,900 | |
| 2025 | $8,871.00 (+10.24%) | $549,600 Land $250,000 Building $299,600 | $549,600 Land $250,000 Building $299,600 |
| 2024 | $8,047.00 | ||
| 2023 | $413,200 (+15.9%) Land $170,000 Building $243,200 | $413,200 (+15.9%) Land $170,000 Building $243,200 | |
| 2022 | $6,712.00 (+2.98%) | $356,500 Land $125,000 Building $231,500 | $356,500 Land $125,000 Building $231,500 |
| 2021 | $6,518.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 43 Ocean Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 187 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 187 in force |
| Nearby Flood Claims | 30 (1988–2025) |
| Claims Outside the SFHA | 16 of 30 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 43 Ocean Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 927 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Optimum.
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