35 Ocean Ave, North Middletown (Middletown), NJ 07748 Property Records

Monmouth County and Middletown Township property record for 35 Ocean Ave, North Middletown, NJ 07748

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,344 sqft · built 1928
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$269,000 (May 2018)
Tax Bill	$7,261 (2025)
Deeds & Mortgages	Nov 2021 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`32-00004-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`32-00004-0000-00014`
Alternative APNs	`320000400014` `8515`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Traditional
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Deck Area	168 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	8515
Street Address	35 OCEAN AVE
City	NORTH MIDDLETOWN
State	NJ
Zip	07748-5644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B1
Legal Subdivision	IDEAL BEACH CO
Legal Block	4
Legal Lot Number	14
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	4
Census Block	4006
Census Tract	800601

Owner

35 Ocean Ave is owned and occupied by an individual who bought it in May 2018.

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	35 OCEAN AVE, NORTH MIDDLETOWN, NJ 07748-5644
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
May 29, 2018	Grant Deed, Transfer · FHA Mortgage NEW PENN FIN'L LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2018 · Amount on File
Deed Sale	May 29, 2018 · Amount on File
Prior Sale	Nov 25, 2014 · Amount on File
Deed Document Number	201852657
Deed Book / Page	9289 / 6211
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	35 OCEAN AVE, NORTH MIDDLETOWN, NJ 07748-5644
Transaction Type	Mortgage
Record Updated	Dec 10, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 OCEAN AVE, NORTH MIDDLETOWN, NJ 07748-5644

Mortgage

Document Number	0095601303
Date	Nov 23, 2021
Book Page	9560/1303
Instrument	2021169607

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	319 Months
Due	Jun 1, 2048

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	May 29, 2018
Property Address	35 OCEAN AVE, NORTH MIDDLETOWN, NJ 07748-5644
Document Number	0000052657
Book / Page	009289 / 006211
Instrument Date	May 18, 2018
Instrument	52657
Transaction Type	Transfer
Record Updated	Jun 18, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$269.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 OCEAN AVE NORTH MIDDLETOWN NJ 077485644, NORTH MIDDLETOWN, NJ 07748-5644

Mortgage

Document Number	52658
Date	May 29, 2018
Book Page	009289/006223
Instrument	52658

Lender

Name	NEW PENN FIN'L LLC
Type	Funding / Finance Company
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 28, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 35 Ocean Ave was $7,261, up 12.8% from the year before.

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$485,900 (+8%) Land $280,000 Building $205,900	$485,900 (+8%) Land $280,000 Building $205,900
2025	$7,261.00 (+12.84%)	$449,900 Land $250,000 Building $199,900	$449,900 Land $250,000 Building $199,900
2024	$6,435.00
2023		$368,200 Land $170,000 Building $198,200	$368,200 Land $170,000 Building $198,200
2022	$5,908.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 35 Ocean Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 187 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	187 in force
Nearby Flood Claims	30 (1988–2025)
Claims Outside the SFHA	16 of 30
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 20 claims Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 35 Ocean Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 927 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

Nearby Properties on Ocean Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures