43 Ocean Ave, Monterey, CA 93940 Property Records

Monterey County property record for 43 Ocean Ave, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,246 sqft · built 1925
Lot Size	0.87 acres (3,794 sqft)
Owner	2 Individual Names on File
Last Sale	$605,000 (Mar 2018)
Tax Bill	$8,057 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Mar 2018 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`001-824-002-000`

Property Details

APN / Parcel Number

Primary APN	`001-824-002-000`
Alternative APN	`001-824-002`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,246 sqft Living Area
1st Floor Area	1,246 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Custom Design
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	3,794 sqft (0.87 acres)
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	001-824-002
Street Address	43 OCEAN AVE
City	MONTEREY
State	CA
Zip	93940-3317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK GROVE ADD SLY 47.5 FT OF LOT 11 & LOT 13 BLK 1
Legal Subdivision	OAK GROVE ADD
Legal Block	1
Legal Lot Number	11,13
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1003
Census Tract	13000

Owner

43 Ocean Ave is owned and occupied by two individuals who bought it in March 2018.

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	43 OCEAN AVE, MONTEREY, CA 93940-3317
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 6, 2018	Grant Deed, Transfer · Conventional with PMI GUARANTEED RATE
Mar 2, 2018	Grant Deed, Transfer OLD REPUBLIC TITLE
Dec 5, 2017	Grant Deed, Transfer OLD REPUBLIC TITLE
May 26, 2017	Grant Deed, Transfer OLD REPUBLIC TITLE
May 26, 2017	Quit Claim Deed OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2018 · Amount on File
Deed Sale	Mar 6, 2018 · Amount on File
Prior Sale	Dec 5, 2017 · Amount on File
Deed Document Number	20189220
Prior Transfer Date	May 12, 2017
Prior Transfer Doc	0000028302
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	43 OCEAN AVE, MONTEREY, CA 93940-3317
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035627
Date	Jul 21, 2020
Instrument	2020035627

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Mar 6, 2018
Property Address	43 OCEAN AVE, MONTEREY, CA 93940-3317
Document Number	0000009220
Instrument Date	Feb 23, 2018
Instrument	9220
Transaction Type	Transfer
Record Updated	Mar 21, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$665.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	43 OCEAN AVE MONTEREY CA 939403317, MONTEREY, CA 93940-3317

Mortgage

Document Number	9221
Date	Mar 6, 2018
Instrument	9221

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2048

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Mar 2, 2018
Property Address	43 OCEAN AVE, MONTEREY, CA 93940-3317
Document Number	0000008799
Instrument Date	Feb 23, 2018
Instrument	8799
Transaction Type	Transfer
Record Updated	Mar 14, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Dec 5, 2017
Property Address	43 OCEAN AVE, MONTEREY, CA 93940-3317
Document Number	0000066930
Instrument Date	Nov 28, 2017
Instrument	66930
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Tax	$177.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	117 PEARL ST MONTEREY CA 939403025, MONTEREY, CA 93940-3025

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	May 26, 2017
Property Address	43 OCEAN AVE, MONTEREY, CA 93940-3317
Document Number	0000028303
Instrument Date	May 17, 2017
Instrument	28303
Transaction Type	Transfer
Record Updated	Jun 5, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Tax	$354.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership
Address	117 PEARL ST MONTEREY CA 939403025, MONTEREY, CA 93940-3025

May 2017: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	May 26, 2017
Property Address	43 OCEAN AVE, MONTEREY, CA 93940-3317
Document Number	0000028302
Instrument Date	May 12, 2017
Instrument	28302
Record Updated	Jun 2, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1024 FOREST AVE PACIFIC GROVE CA 939504836, PACIFIC GROVE, CA 93950-4836

Tax Assessment & Valuation

The 2025 property tax bill for 43 Ocean Ave was $8,057.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$702,149 (+2%) Land $464,232 Building $237,917
2025	$8,057.00	$688,382 Land $455,130 Building $233,252
2023	$7,258.00 (+1.4%)	$661,653 Land $437,457 Building $224,196
2022	$7,158.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 43 Ocean Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 Ocean Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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