104 Ocean Ave, Monterey, CA 93940 Property Records

Monterey County property record for 104 Ocean Ave, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,082 sqft · built 1940
Lot Size	0.092 acres (4,000 sqft)
Owner	Individual Name on Record
Tax Bill	$1,173 (2025)
Deeds & Mortgages	Dec 2020 Transfer Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`001-826-004-000`

Property Details

APN / Parcel Number

Primary APN	`001-826-004-000`
Alternative APN	`001-826-004`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,082 sqft Living Area
1st Floor Area	1,082 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,000 sqft (0.092 acres)
Garage Area	272 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	001-826-004
Street Address	104 OCEAN AVE
City	MONTEREY
State	CA
Zip	93940-3320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK GROVE ADD N 1/2 OF LOT 2 & 4 BLK 4
Legal Subdivision	OAK GROVE ADD
Legal Block	4
Legal Lot Number	2,4
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1018
Census Tract	13000

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 804, MARINA, CA 93933-0804
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 4, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 1996
Deed Sale	May 24, 1996
Deed Document Number	199631247
Deed Book / Page	3375 / 1530
Last Transfer Date	Apr 27, 1999
Transfer Doc	0000032091
Record Updated	Sep 20, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Dec 23, 2020
Property Address	104 OCEAN AVE, MONTEREY, CA 93940-3320
Document Number	0000077184
Instrument Date	Dec 8, 2020
Instrument	77184
Transaction Type	Transfer
Record Updated	Jan 12, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	104 OCEAN AVE MONTEREY CA 939403320, MONTEREY, CA 93940-3320

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	104 OCEAN AVE, MONTEREY, CA 93940-3320
Document Number	0000003184
Instrument Date	Jan 4, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 OCEAN AVE MONTEREY CA 939403320, MONTEREY, CA 93940-3320

Mortgage

Document Number	0000003184
Date	Jan 19, 2017
Instrument	3184

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$82,293 (+2%) Land $47,768 Building $34,525
2025	$1,173.00 (+24.13%)	$80,681 (+4.04%) Land $46,832 Building $33,849
2023	$945.00 (+1.39%)	$77,550 Land $45,014 Building $32,536
2022	$932.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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