Windsor Locks Town property record for 43 Oak St, Windsor Locks, CT 06096
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 3 ba · 2,189 sqft · built 1850 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,752 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | WINL M:29 B:54 L:4 |
| Primary APN | WINL M:29 B:54 L:4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,189 sqft Living Area |
| 1st Floor Area | 1,201 sqft |
| Attic | Attic |
| Attic Area | 988 sqft |
| Basement Area | 1,033 sqft |
| Unfinished Basement | 1,033 sqft |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1850 |
| Architectural Style | Other |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Type | Detached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 320700 |
|---|---|
| Street Address | 43 OAK ST |
| City | WINDSOR LOCKS |
| State | CT |
| Zip | 06096-1822 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RDRD |
| Legal Block | 54 |
| Legal Lot Number | 4 |
| Jurisdiction | WINDSOR LOCKS CT |
| Township / Civil Division | WINDSOR LOCKS |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 476100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Enfield Canal listed 1976 · 2 contributing resources · NRIS 76001998 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
43 Oak St, a duplex, is owned and occupied by two individuals.
Source: Windsor Locks Town records, as of June 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 43 OAK ST, WINDSOR LOCKS, CT 06096-1822 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Windsor Locks Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Windsor Locks Town |
| Unified School District | Windsor Locks School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $114,730 (+30.81%) Land $36,260 Building $78,470 | $80,311 Land $25,382 Building $54,929 | |
| 2024 | $2,752.00 (+11.51%) | $87,710 (-) Land $22,890 Building $64,820 | |
| 2023 | $2,468.00 (+8.91%) | $87,710 (-) Land $22,890 Building $64,820 | |
| 2022 | $2,266.00 | $87,710 Land $22,890 Building $64,820 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 43 Oak St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 29, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 43 Oak St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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