40 Oak St, Windsor Locks, CT 06096 Property Records

Windsor Locks Town property record for 40 Oak St, Windsor Locks, CT 06096 · Last verified July 2026

Property Summary

Property TypeDuplex
Details4 bd · 1.5 ba · 1,718 sqft · built 1885
Lot Size0.13 acres (5,663 sqft)
OwnerCompany Name on File
Last Sale$240,000 (Apr 2025)
Tax Bill$4,014 (2024)
Deeds & MortgagesMar 2026 Mortgage
Apr 2025 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APNWINL M:29 B:55 L:5

Property Details

APN / Parcel Number

Primary APNWINL M:29 B:55 L:5
Alternative APNs
  • 00320400
  • 320400

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Units2 Units
Stories1 Story
Building Area1,718 sqft Living Area
Gross Area1,868 sqft
1st Floor Area1,510 sqft
Basement Area1,510 sqft
Unfinished Basement1,360 sqft

Exterior

Year BuiltBuilt 1885
Effective Year BuiltEffective 1885
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,663 sqft (0.13 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number320400
Street Address40 OAK ST
CityWINDSOR LOCKS
StateCT
Zip06096-1823
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Block55
Legal Lot Number5
JurisdictionWINDSOR LOCKS CT
Township / Civil DivisionWINDSOR LOCKS
Census Block Group2
Census Block2006
Census Tract476100

Owner

Source: Windsor Locks Town records · APN WINL M:29 B:55 L:5

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address30 ROLOCUT RD, BROAD BROOK, CT 06016-9611
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 04, 2026Deed of Trust, Mortgage
E MTG CAPITAL INC
Apr 28, 2025Quit Claim Deed, Transfer
NONE AVILABALE
Apr 28, 2025Warranty Deed, Transfer · Line of Credit
COMMERCIAL LENDER LLC
Jan 24, 2025Warranty Deed, Foreclosure

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 28, 2025 · Amount on Record
Deed SaleApr 28, 2025 · Amount on Record
Prior SaleAug 08, 2005 · Amount on Record
Deed Book / Page545 / 833
Prior Transfer DateApr 25, 2025
Prior Transfer Doc000545-836
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINDSOR LOCKS CT
Property Address40 OAK ST, WINDSOR LOCKS, CT 06096-1823
Transaction TypeMortgage
Record UpdatedMar 25, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000553-554
DateMar 04, 2026
Book Page553/554
Instrument2479920023
Lender
NameE MTG CAPITAL INC
Agreement
AmountAmount Recorded
Term361 Months
DueApr 01, 2056

April 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWINDSOR LOCKS CT
Recording DateApr 28, 2025
Property Address40 OAK ST, WINDSOR LOCKS, CT 06096-1823
Document Number000545-836
Book / Page545 / 836
Instrument DateApr 25, 2025
Transaction TypeTransfer
Record UpdatedMay 21, 2025
Title CompanyNONE AVILABALE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address30 ROLOCUT RD, BROAD BROOK, CT 06016-9611

April 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINDSOR LOCKS CT
Recording DateApr 28, 2025
Property Address40 OAK ST, WINDSOR LOCKS, CT 06096-1823
Document Number000545-833
Book / Page545 / 833
Instrument DateApr 24, 2025
Transaction TypeTransfer
Record UpdatedNov 25, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 ROLOCUT RD, BROAD BROOK, CT 06016-9683

Mortgage

Document Number2399950016
DateApr 28, 2025
Instrument2399950016
Lender
NameCOMMERCIAL LENDER LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term13 Months
DueMay 01, 2026

January 2025: Warranty Deed, Foreclosure

Document TypeWarranty Deed
JurisdictionWINDSOR LOCKS CT
Recording DateJan 24, 2025
Property Address40 OAK ST, WINDSOR LOCKS, CT 06096-1823
Document Number000542-958
Book / Page542 / 958
Instrument DateJan 21, 2025
Transaction TypeForeclosure
Record UpdatedFeb 06, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2000 N CLASSEN BLVD STE 3200, 3200, OKLAHOMA CITY, OK 73106-6034

Tax Assessment & Valuation

Source: Windsor Locks Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionWindsor Locks Town
Unified School DistrictWindsor Locks School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$167,300 (+78.62%) Land $34,370 Building $132,930$117,110 Land $24,059 Building $93,051
2024$4,014.00 (+52.28%)$93,660 (-) Land $21,700 Building $71,960
2023$2,636.00 (+8.97%)$93,660 (-) Land $21,700 Building $71,960
2022$2,419.00$93,660 Land $21,700 Building $71,960

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09003C updated August 29, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed AreaWithin Enfield Canal
listed 1976 · 2 contributing resources · NRIS 76001998

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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