43 Oak St, Dunstable, MA 01827 Property Records

Middlesex County and Dunstable Town property record for 43 Oak St, Dunstable, MA 01827

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,618 sqft · built 1971
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Last Sale	$489,000 (Jun 2017)
Tax Bill	$8,523 (2026)
Deeds & Mortgages	Jan 2021 Refinance Oct 2021 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`DUNS M:0011 B:0010 L:0`

Property Details

APN / Parcel Number

Primary APN	`DUNS M:0011 B:0010 L:0`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,618 sqft Living Area
Gross Area	4,654 sqft
1st Floor Area	1,472 sqft
Basement Area	1,556 sqft
Unfinished Basement	1,556 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	43 OAK ST
City	DUNSTABLE
State	MA
Zip	01827-1616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	10
Jurisdiction	DUNSTABLE MA
Township / Civil Division	DUNSTABLE
Census Block Group	1
Census Block	1019
Census Tract	328100

Owner

43 Oak St is owned and occupied by two individuals who bought it in June 2017.

Source: Middlesex County and Dunstable Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	43 OAK ST, DUNSTABLE, MA 01827-1616
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEW FED MORTGAGE CORP
Oct 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HANSCOM FCU
Oct 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HANSCOM FCU
Jan 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEW FED MORTGAGE CORP
Jun 26, 2017	Quit Claim Deed, Transfer · VA Mortgage HANSCOM FCU
Apr 5, 2017	Quit Claim Deed, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2017 · Amount on File
Deed Sale	Jun 26, 2017 · Amount on File
Prior Sale	Sep 27, 2007 · Amount on File
Deed Book / Page	31233 / 11
Transfer Doc	0031233-11
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUNSTABLE MA
Property Address	43 OAK ST, DUNSTABLE, MA 01827-1616
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00035216-1
Date	Jan 20, 2021
Book Page	35216/1
Instrument	3585

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUNSTABLE MA
Property Address	43 OAK ST, DUNSTABLE, MA 01827-1616
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	036422-178
Date	Oct 25, 2021
Book Page	36422/178
Instrument	62286

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUNSTABLE MA
Property Address	43 OAK ST, DUNSTABLE, MA 01827-1616
Transaction Type	Mortgage
Record Updated	Nov 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36422-178
Date	Oct 25, 2021
Book Page	36422/178
Instrument	62286

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUNSTABLE MA
Property Address	43 OAK ST, DUNSTABLE, MA 01827-1616
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35216-1
Date	Jan 20, 2021
Book Page	35216/1
Instrument	3585

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUNSTABLE MA
Recording Date	Jun 26, 2017
Property Address	43 OAK ST, DUNSTABLE, MA 01827-1616
Document Number	31233-11
Book / Page	31233 / 11
Instrument	26642
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$67.06
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 OAK ST, DUNSTABLE, MA 01827-1616

Mortgage

Document Number	312330014
Date	Jun 26, 2017
Instrument	31233/0014

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 26, 2047

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUNSTABLE MA
Recording Date	Apr 5, 2017
Property Address	43 OAK ST, DUNSTABLE, MA 01827-1616
Document Number	31020-179
Book / Page	31020 / 179
Instrument	13676
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$67.06
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	31020-183
Date	Apr 5, 2017
Book Page	31020/183
Instrument	13677

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 43 Oak St was $8,523, down 2.6% from the year before.

Source: Middlesex County and Dunstable Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dunstable Town
Unified School District	Groton-Dunstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,523.00 (-2.62%)	$636,500 (-) Land $212,100 Building $418,000	$787,265 (-)
2025	$8,752.00 (+4.5%)	$636,500 (+6.1%) Land $212,100 Building $424,400	$787,265 (+0.89%)
2024	$8,375.00 (+0.59%)	$599,900 (+7.86%) Land $195,800 Building $404,100	$780,330
2023	$8,326.00	$556,200 Land $195,800 Building $360,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 Oak St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 98.9% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Oak St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures