16 Oak St, Dunstable, MA 01827 Property Records

Middlesex County and Dunstable Town property record for 16 Oak St, Dunstable, MA 01827 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,719 sqft · built 1995
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$611,000 (Sep 2021)
Tax Bill	$9,075 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DUNS M:0012 B:0108 L:1`

Property Details

APN / Parcel Number

Primary APN	`DUNS M:0012 B:0108 L:1`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,719 sqft Living Area
Gross Area	3,840 sqft
1st Floor Area	1,356 sqft
Basement Area	1,356 sqft
Unfinished Basement	773 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	16 OAK ST
City	DUNSTABLE
State	MA
Zip	01827-1615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	108
Legal Lot Number	1
Jurisdiction	DUNSTABLE MA
Township / Civil Division	DUNSTABLE
Census Block Group	1
Census Block	1016
Census Tract	328100

Owner

Source: Middlesex County and Dunstable Town records · APN DUNS M:0012 B:0108 L:1

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	16 OAK ST, DUNSTABLE, MA 01827-1615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 08, 2021 · Amount on Record
Deed Sale	Sep 08, 2021 · Amount on Record
Prior Sale	Sep 21, 2015 · Amount on Record
Deed Book / Page	36229 / 129
Record Updated	Sep 20, 2026

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUNSTABLE MA
Recording Date	Sep 08, 2021
Property Address	16 OAK ST, DUNSTABLE, MA 01827-1615
Document Number	36229-129
Book / Page	36229 / 129
Instrument Date	Sep 08, 2021
Instrument	52775
Transaction Type	Transfer
Record Updated	Sep 24, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16 OAK ST, DUNSTABLE, MA 01827-1615

Mortgage

Document Number	52776
Date	Sep 08, 2021
Instrument	52776

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Dunstable Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dunstable Town
Unified School District	Groton-Dunstable School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,075.00 (+5.08%)	$660,000 (+6.69%) Land $221,000 Building $439,000	$790,400 (+1.84%)
2024	$8,636.00 (+0.63%)	$618,600 (+7.9%) Land $202,700 Building $415,900	$776,150
2023	$8,582.00	$573,300 Land $202,700 Building $370,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173281001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 4 individual NFIP policies nearby
Nearby Flood Policies	4 in force 4 of 4 on primary residences

Wildfire

Wildfire Risk	Low above 34% of the US · above 99% of Massachusetts
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.