43 Naples Dr, Buffalo, NY 14224 Property Records

Erie County and West Seneca Town property record for 43 Naples Dr, Buffalo, NY 14224

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,996 sqft · built 1975
Lot Size	0.23 acres (9,975 sqft)
Owner	2 Individual Names on File
Last Sale	$127,000 (Dec 1999)
Tax Bill	$7,054 (2026)
Deeds & Mortgages	Jun 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`31-054-235`

Property Details

APN / Parcel Number

Primary APN	`31-054-235`
Alternative APNs	`68001441500004010000` `146800 144.15-4-10`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,996 sqft Living Area
1st Floor Area	1,126 sqft
2nd Floor Area	870 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1978
Architectural Style	Colonial
Exterior Material	Composition/Composite
Lot Area	9,975 sqft (0.23 acres)
Lot Dimensions	133 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	250 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	31-054-235
Street Address	43 NAPLES DR
City	BUFFALO
State	NY
Zip	14224-4453
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	05 - COMME
Legal Description	MC-2341 SL-47 (FL-389) WESTWOOD ACRES S/D 75 X 133.34
Legal Subdivision	WESTWOOD ACRES
Legal Block	4
Legal Lot Number	10.000
Jurisdiction	ERIE NY
Township / Civil Division	WEST SENECA
Census Block Group	3
Census Block	3001
Census Tract	17302

Owner

43 Naples Dr is owned and occupied by two individuals who bought it in December 1999.

Source: Erie County and West Seneca Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	43 NAPLES DR, BUFFALO, NY 14224-4453
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 1999 · Amount on File
Deed Sale	Dec 1, 1999 · Amount on File
Prior Sale	Sep 25, 1998 · Amount on File
Deed Document Number	1999498
Deed Book / Page	10960 / 3829
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	43 NAPLES DR, BUFFALO, NY 14224-4453
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 NAPLES DR, WEST SENECA, NY 14224-4453

Mortgage

Document Number	0140572221
Date	Jun 23, 2022
Book Page	14057/2221
Instrument	2022120605

Lender

Name	MORTON LANE FCU
Type	Credit Union
Address	BUFFALO, NY 14223

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jun 22, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 43 Naples Dr was $7,054 with exemptions applied, up 1.3% from the year before.

Source: Erie County and West Seneca Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	West Seneca Town
Unified School District	Orchard Park Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,054.00 (+1.31%) Homeowner's exemption Senior Citizen's exemption
2025	$6,963.00 (+2.34%)	$69,000 (-) Land $9,800 Building $59,200	$287,500 (+4.17%) Land $40,833 Building $246,667
2024	$6,804.00 Homeowner's exemption Senior Citizen's exemption	$69,000 (-) Land $9,800 Building $59,200	$276,000 (+4%) Land $39,200 Building $236,800
2023		$69,000 Land $9,800 Building $59,200	$265,385 Land $37,692 Building $227,693
2019	$6,113.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43 Naples Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 Naples Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA WEST SENECA serves 23,557 people · EPA ID NY1404543
Water Source	Purchased surface water from ECWA DIRECT
Last State Inspection	Nov 2025
Lead	10 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20