43 Middle St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 43 Middle St, Lowell, MA 01852

Property Summary

Property Type	Office Building
Details	3 ba · 15,800 sqft · built 1882
Lot Size	0.09 acres (3,920 sqft)
Owner	Company Name on File
Last Sale	$330,000 (Nov 2024)
Tax Bill	$16,499 (2026)
Deeds & Mortgages	Nov 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S19615`

Property Details

APN / Parcel Number

Primary APN	`S19615`
Alternative APNs	`LOWE M:159 B:4075 L:43` `M:000159 T:S19615`

Interior

Full Baths	3 Baths
Stories	4 Stories
Building Area	15,800 sqft Total Area
Gross Area	19,750 sqft
1st Floor Area	3,950 sqft
Basement Area	3,950 sqft
Unfinished Basement	3,950 sqft

Exterior

Year Built	Built 1882
Effective Year Built	Effective 1882
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Rolled Roofing
Lot Area	3,920 sqft (0.09 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	S19615
Street Address	43 MIDDLE ST
City	LOWELL
State	MA
Zip	01852
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	DMU
Legal Block	4075
Legal Lot Number	43
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1016
Census Tract	310102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lowell National Historical Park listed 1978 · 8 contributing resources · NRIS 78003149

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

43 Middle St, a commercial property, is owned by a company that bought it in November 2024.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	181 MARKET ST, 21, LOWELL, MA 01852-6217
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2024 · Amount on File
Deed Sale	Nov 18, 2024 · Amount on File
Prior Sale	May 19, 2017 · Amount on File
Record Updated	Oct 29, 2026

November 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Nov 18, 2024
Property Address	43 MIDDLE ST, LOWELL, MA 01852
Document Number	0000324826
Instrument Date	Nov 18, 2024
Instrument	324826
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 MARKET ST APT 21, 21, LOWELL, MA 01852-6217

Mortgage

Document Number	0000324828
Date	Nov 18, 2024
Instrument	324828

Lender

Name	JEANNE D ARC CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 43 Middle St was $16,499, down 0.2% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$16,499.00 (-0.21%)	$748,600 (+1.29%) Land $144,300 Building $604,300
2025	$16,534.00 (-2.24%)	$739,100 (+1.69%) Land $134,800 Building $604,300
2024	$16,913.00 (-1.3%)	$726,800 (+3.33%) Land $128,400 Building $598,400
2023	$17,135.00	$703,400 Land $116,700 Building $586,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 43 Middle St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 43 Middle St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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