92 Middle St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 92 Middle St, Lowell, MA 01852

Property Summary

Property TypeRestaurant
Details1,577 sqft · built 1896
Lot Size0.04 acres (1,742 sqft)
Owner2 Company Names on Record
Last Sale$1,450,000 (Sep 2005)
Tax Bill$8,122 (2026)
Deeds & MortgagesMay 2022 Refinance
Flood ZoneZone X (minimal risk)
APNT06930

Property Details

APN / Parcel Number

Primary APNT06930
Alternative APNs
  • LOWE M:159 B:4075 L:92
  • M:000159 T:T06930

Interior

Stories1 Story
Building Area1,577 sqft Total Area
Gross Area4,731 sqft
1st Floor Area1,577 sqft
Basement Area1,577 sqft
Unfinished Basement1,577 sqft

Exterior

Year BuiltBuilt 1896
Effective Year BuiltEffective 1896
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialTar & Gravel
Lot Area1,742 sqft (0.04 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberT06930
Street Address92 MIDDLE ST
CityLOWELL
StateMA
Zip01852
Property CategoryCommercial
Property TypeCommercial > Retail > Restaurant
Local Zoning CodeDMU
Legal Block4075
Legal Lot Number92
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group1
Census Block1018
Census Tract310102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Lowell National Historical Park
listed 1978 · 8 contributing resources · NRIS 78003149

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address98 MIDDLE ST, LOWELL, MA 01852-1813
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 28, 2005 · Amount on Record
Deed SaleSep 28, 2005 · Amount on Record
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address92 MIDDLE ST, LOWELL, MA 01852
Transaction TypeMortgage
Record UpdatedMay 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00037057-1
DateMay 12, 2022
Book Page37057/1
Instrument20446
Lender
NameREADING COOPERATIVE BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$8,122.00 (+8.77%)$368,500 (+10.4%) Land $117,300 Building $251,200
2025$7,467.00 (-0.99%)$333,800 (+2.99%) Land $109,600 Building $224,200
2024$7,542.00 (+0.61%)$324,100 (+5.33%) Land $104,400 Building $219,700
2023$7,496.00$307,700 Land $94,900 Building $212,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 2,000
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Middle St

Nearby Streets

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