St. Charles County property record for 43 Meadow Spring Dr, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,814 sqft · built 1997 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $252,000 (Nov 2017) |
| Tax Bill | $4,120 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A973001060 |
| Primary APN | A973001060 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,814 sqft Living Area |
| Gross Area | 4,028 sqft |
| 1st Floor Area | 1,814 sqft |
| Basement Area | 1,814 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 68 sqft |
| Patio Area | 80 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | A973001060 |
|---|---|
| Street Address | 43 MEADOW SPRING DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-7311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | SOMERSET HILLS #2 LOT 180 |
| Legal Subdivision | SOMERSET HILLS #2 |
| Legal Lot Number | 180 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 311148 |
43 Meadow Spring Dr is owned and occupied by an individual who bought it in November 2017.
Source: St. Charles County records, as of August 13, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 43 MEADOW SPRING DR, SAINT CHARLES, MO 63303-7311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU |
| Nov 27, 2017 | Special Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 27, 2017 · Amount on File |
| Deed Sale | Nov 27, 2017 · Amount on File |
| Prior Sale | May 29, 1997 |
| Deed Document Number | 2017729090 |
| Deed Book / Page | 6843 / 363 |
| Prior Transfer Date | Sep 15, 2010 |
| Prior Transfer Doc | 0054780452 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 43 MEADOW SPRING DR, SAINT CHARLES, MO 63303-7311 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CLEAR TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0072851102 |
|---|---|
| Date | May 1, 2020 |
| Book Page | 7285/1102 |
| Instrument | 20200501000280280 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CHESTERFIELD, MO 63005 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 27, 2017 |
| Property Address | 43 MEADOW SPRING DR, SAINT CHARLES, MO 63303-7311 |
| Document Number | 0068430363 |
| Book / Page | 6843 / 0363 |
| Map Reference | MB 33 PG 249 |
| Instrument Date | Nov 20, 2017 |
| Instrument | 20171127000729090 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3187 COUNTRY BLUFF DR, 3187, SAINT CHARLES, MO 63301-3725 |
| Name | Verified Name |
|---|---|
| Address | 43 MEADOW SPRING DR, SAINT CHARLES, MO 63303-7311 |
| Document Number | 20171127000729100 |
|---|---|
| Date | Nov 27, 2017 |
| Instrument | 20171127000729100 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2047 |
The 2025 property tax bill for 43 Meadow Spring Dr was $4,120, up 1.8% from the year before.
Source: St. Charles County assessment roll, as of August 13, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,120.00 (+1.78%) | $68,648 | $361,306 Land $80,000 Building $281,306 |
| 2024 | $4,048.00 | ||
| 2023 | $65,460 | ||
| 2022 | $344,524 Land $60,000 Building $284,524 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 43 Meadow Spring Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 43 Meadow Spring Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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