St. Charles County property record for 41 Meadow Spring Dr, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,354 sqft · built 1997 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $350,000 (Nov 2019) |
| Tax Bill | $5,070 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A973001059 |
| Primary APN | A973001059 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,354 sqft Living Area |
| Gross Area | 4,434 sqft |
| 1st Floor Area | 1,555 sqft |
| Basement Area | 1,484 sqft |
| Finished Basement | 1,100 sqft |
| Unfinished Basement | 384 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 696 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 54 sqft |
| Patio Area | 1,534 sqft |
| Heating Fuel | Solar |
|---|---|
| Sewer | Connected |
| Account Number | A973001059 |
|---|---|
| Street Address | 41 MEADOW SPRING DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-7311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | SOMERSET HILLS #2 LOT 179 |
| Legal Subdivision | SOMERSET HILLS #2 |
| Legal Lot Number | 179 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 311148 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 41 MEADOW SPRING DR, SAINT CHARLES, MO 63303-7311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Nov 7, 2019 | Warranty Deed, Transfer QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 7, 2019 · Amount on Record |
| Deed Sale | Nov 7, 2019 · Amount on Record |
| Prior Sale | Oct 4, 2016 · Amount on Record |
| Deed Document Number | 2019638240 |
| Deed Book / Page | 7178 / 827 |
| Prior Transfer Date | Jun 26, 2014 |
| Prior Transfer Doc | 0062091691 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 41 MEADOW SPRING DR, SAINT CHARLES, MO 63303-7311 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 4L MEADOW SPRING DR, SAINT CHARLES, MO 63303-6694 |
| Document Number | 2021R064267 |
|---|---|
| Date | Aug 2, 2021 |
| Instrument | 2021R-064267 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jul 1, 2031 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 7, 2019 |
| Property Address | 41 MEADOW SPRING DR, SAINT CHARLES, MO 63303-7311 |
| Document Number | 0071780827 |
| Book / Page | 007178 / 000827 |
| Instrument Date | Nov 1, 2019 |
| Instrument | 638240 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2019 |
| Title Company | US TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 41 MEADOW SPRING DR ST CHARLES MO 633037311, ST CHARLES, MO 63303-7311 |
| Document Number | 71780829 |
|---|---|
| Date | Nov 7, 2019 |
| Book Page | 007178/000829 |
| Instrument | 638250 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Nov 6, 2034 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $84,572 (-) | $445,118 (-) Land $80,000 Building $365,118 | |
| 2025 | $5,070.00 (+5.43%) | $84,572 (+8.64%) | $445,118 (+8.64%) Land $80,000 Building $365,118 |
| 2024 | $4,809.00 | ||
| 2023 | $77,848 | ||
| 2022 | $409,724 Land $60,000 Building $349,724 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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