43 Locust Ave, Dumont, NJ 07628 Property Records

Bergen County and Dumont Borough property record for 43 Locust Ave, Dumont, NJ 07628

Property Summary

Property Type	Single Family Home
Details	1,376 sqft · built 1945
Lot Size	0.211 acres (9,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$358,500 (Jul 2008)
Tax Bill	$11,155 (2025)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-01206-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`10-01206-0000-00003`
Alternative APNs	`100120600003` `433800`

Interior

Building Area	1,376 sqft Living Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Lot Area	9,200 sqft (0.211 acres)
Lot Dimensions	100 ft deep x 92 ft wide

Location & Zoning

Account Number	433800
Street Address	43 LOCUST AVE
City	DUMONT
State	NJ
Zip	07628-3516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	92X100
Legal Block	1206
Legal Lot Number	3
Jurisdiction	BERGEN NJ
Township / Civil Division	DUMONT
Census Block Group	4
Census Block	4011
Census Tract	10200

Owner

Source: Bergen County and Dumont Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	43 LOCUST AVE, DUMONT, NJ 07628-3516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2008 · Amount on Record
Deed Sale	Jul 28, 2008 · Amount on Record
Deed Document Number	200871127
Deed Book / Page	9581 / 55
Last Transfer Date	Nov 9, 2021
Transfer Doc	0044890986
Record Updated	Oct 29, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERGEN NJ
Recording Date	Dec 14, 2021
Property Address	43 LOCUST AVE, DUMONT, NJ 07628-3516
Document Number	0044890986
Book / Page	4489 / 986
Instrument Date	Nov 9, 2021
Instrument	2021179794
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	NOT AVAILABLE, LEGEND TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 LOCUST AVE, DUMONT, NJ 07628-3516

Mortgage

Document Number	2021179795
Date	Dec 14, 2021
Instrument	2021179795

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Dumont Borough
Unified School District	Dumont Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$511,800 (+7.36%) Land $294,600 Building $217,200	$511,800 (+7.36%) Land $294,600 Building $217,200
2025	$11,155.00 (+10.52%)	$476,700 (+91.99%) Land $270,400 Building $206,300	$476,700 (+91.99%) Land $270,400 Building $206,300
2024	$10,093.00 (+4.69%)
2023		$248,300 Land $142,000 Building $106,300	$248,300 Land $142,000 Building $106,300
2022	$9,641.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 731 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20