20 Locust Ave, Dumont, NJ 07628 Property Records

Bergen County and Dumont Borough property record for 20 Locust Ave, Dumont, NJ 07628

Property Summary

Property Type	Single Family Home
Details	2,504 sqft · built 2000
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (May 2015)
Tax Bill	$16,607 (2025)
Deeds & Mortgages	Dec 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-01210-0000-00009-04`

Property Details

APN / Parcel Number

Primary APN	`10-01210-0000-00009-04`
Alternative APN	`10012100000000090004`

Interior

Building Area	2,504 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Street Address	20 LOCUST AVE
City	DUMONT
State	NJ
Zip	07628-3515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50 X 100
Legal Subdivision	BOROUGH/DUMONT
Legal Block	1210
Legal Lot Number	9.04
Jurisdiction	BERGEN NJ
Township / Civil Division	DUMONT
Census Block Group	3
Census Block	3006
Census Tract	10200

Owner

Source: Bergen County and Dumont Borough records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 LOCUST AVE, DUMONT, NJ 07628-3515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2015 · Amount on Record
Deed Sale	May 4, 2015 · Amount on Record
Prior Sale	May 5, 2005 · Amount on Record
Deed Document Number	201531652
Deed Book / Page	1929 / 1
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	20 LOCUST AVE, DUMONT, NJ 07628-3515
Transaction Type	Mortgage
Record Updated	Jan 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 LOCUST AVE, DUMONT, NJ 07628-3515

Mortgage

Document Number	0056791804
Date	Dec 15, 2025
Book Page	5679/1804
Instrument	2025087716

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Dumont Borough
Unified School District	Dumont Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$755,900 (+6.51%) Land $306,200 Building $449,700	$755,900 (+6.51%) Land $306,200 Building $449,700
2025	$16,607.00 (-6.77%)	$709,700 (+61.96%) Land $281,100 Building $428,600	$709,700 (+61.96%) Land $281,100 Building $428,600
2024	$17,813.00 (+4.69%)
2023		$438,200 Land $150,900 Building $287,300	$438,200 Land $150,900 Building $287,300
2022	$17,015.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 731 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20