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43 Lake Dr, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 43 Lake Dr, Howell, NJ 07731 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1958
Square Footage960 sqft Living Area
Lot Size14,810 sqft (0.34 acres)
OccupancyOwner Occupied
Last Sale$289,000 (2019)
Tax Bill$8,300.00 (2025)

Property Details

APN / Parcel Number

Primary APN21-00085-0000-00009
Alternative APNs
  • 210008500009
  • 041400

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms6 Rooms
Building Area960 sqft Living Area
1st Floor960 sqft 1st Floor
Basement Area960 sqft Basement
Stories1 Stories

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area14,810 sqft (0.34 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area528 sqft Garage
Deck Area584 sqft Deck
PorchOpen Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number041400
Street Address43 LAKE DR
CityHOWELL
StateNJ
Zip07731-1523
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionALDRICH ESTATES INC
Legal Block85
Legal Lot Number9
JurisdictionMONMOUTH NJ
Minor Civil DivisionHOWELL
Census Blockgroup1
Census Block1006
Census Tract811303

Owner

Source: Monmouth County and Howell Township records · APN 21-00085-0000-00009

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address43 LAKE DR, HOWELL, NJ 07731-1523
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 03, 2026Deed of Trust, Mortgage · Conventional Mortgage
FM HOME LOANS LLC
May 04, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
Jun 05, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MTG
Feb 05, 2019Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
AMERICAN FIN'L NTWK INC
Mar 05, 2018Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 05, 2019 · Amount on Record
Deed SaleFeb 05, 2019 · Amount on Record
Prior SaleMar 05, 2018 · Amount on Record
Deed Doc Number201911481
Deed Book / Page9334 / 1544
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Recording DateJun 03, 2026
Property Address43 LAKE DR, HOWELL, NJ 07731-1523
Document Number0000044948
Book / Page9796 / 1489
Instrument DateJun 01, 2026
Instrument202644948
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyMAIN TITLE AGENCY, MADISON TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 YOMAH CT, LAKEWOOD, NJ 08701-7601

Mortgage

Document Number0000044948,
DateJun 03, 2026
Book Page9796/1489
Instrument202644948
Lender
NameFM HOME LOANS LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address43 LAKE DR, HOWELL, NJ 07731-1523
Transaction TypeMortgage
Record UpdatedMay 26, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0095078459
DateMay 04, 2021
Book Page9507/8459
Instrument2021072257
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term334 Months
DueMar 01, 2049

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address43 LAKE DR, HOWELL, NJ 07731-1523
Document Number0000066060
Instrument DateJun 05, 2020
Transaction TypeMortgage
Record UpdatedAug 06, 2020
Title CompanySOURCEPOINT FULFILLMENT SERVICES, SOURCEPOINT FULFILLMENT SVCS I

Transferred To (Grantee/Buyer)

NameVerified Name
Address43 LAKE DR HOWELL NJ 077311523, HOWELL, NJ 07731-1523

Mortgage

Document Number0000066060
DateJun 22, 2020
Book Page009422/001240
Instrument66060
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJun 21, 2050

February 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONMOUTH NJ
Recording DateFeb 05, 2019
Property Address43 LAKE DR, HOWELL, NJ 07731-1523
Document Number0000011481
Book / Page009334 / 001544
Instrument DateJan 25, 2019
Instrument11481
Transaction TypeTransfer
Record UpdatedFeb 22, 2019
Title CompanyCORTES AND HAY TITLE AGENCY INC, CORTES & HAY TITLE AGCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$289.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address43 LAKE DR HOWELL NJ 077311523, HOWELL, NJ 07731-1523

Mortgage

Document Number11482
DateFeb 05, 2019
Book Page009334/001549
Instrument11482
Lender
NameAMERICAN FIN'L NTWK INC
AddressBREA, CA 92821
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 04, 2049

March 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionMONMOUTH NJ
Recording DateMar 05, 2018
Property Address43 LAKE DR, HOWELL, NJ 07731-1523
Document Number0000024095
Book / Page009276 / 009504
Instrument DateJan 11, 2018
Instrument24095
Transaction TypeForeclosure
Record UpdatedApr 03, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$152.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address237 RIDGE AVE LAKEWOOD NJ 087013447, LAKEWOOD, NJ 08701-3447

Tax Assessment & Valuation

Source: Monmouth County and Howell Township records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionHowell Township
Secondary School DistrictFreehold Regional School District (09 - 12)
Elementary School DistrictHowell Township School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$528,800 (+9.64%) Land $367,000 Building $161,800$528,800 (+9.64%) Land $367,000 Building $161,800
2025$8,300.00 (+8.71%)$482,300 (+29.69%) Land $322,000 Building $160,300$482,300 (+29.69%) Land $322,000 Building $160,300
2024$7,635.00 (+28.1%)
2023$371,900 Land $217,000 Building $154,900$371,900 Land $217,000 Building $154,900
2022$5,960.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 32% of the US · above 51% of New Jersey
Wildfire LikelihoodAbout 1 in 4,545 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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