40 Lake Dr, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 40 Lake Dr, Howell, NJ 07731 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1960
Lot Size	0.516 acres (22,468 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (May 2023)
Tax Bill	$7,994 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-00084-25-00071`

Property Details

APN / Parcel Number

Primary APN	`21-00084-25-00071`
Alternative APNs	`2100084002500071` `041110`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Basement Area	960 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	22,468 sqft (0.516 acres)
Lot Dimensions	164 ft deep x 137 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Deck Area	120 sqft
Shed	1 Shed
Shed Area	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	041110
Street Address	40 LAKE DR
City	HOWELL
State	NJ
Zip	07731-1508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	ALDRICH ESTATES
Legal Block	84.25
Legal Lot Number	71
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	1
Census Block	1000
Census Tract	811303

Owner

Source: Monmouth County and Howell Township records · APN 21-00084-25-00071

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	40 LAKE DR, HOWELL, NJ 07731-1508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 11, 2023 · Amount on Record
Deed Sale	May 11, 2023 · Amount on Record
Deed Document Number	202332722
Deed Book / Page	9644 / 4297
Record Updated	Sep 20, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	May 11, 2023
Property Address	40 LAKE DR, HOWELL, NJ 07731-1508
Document Number	0096444297
Book / Page	9644 / 4297
Instrument Date	Apr 26, 2023
Instrument	2023032722
Transaction Type	Transfer
Record Updated	Jun 01, 2023
Title Company	CLEAR TO CLOSE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,667.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1007 SHAWNEE LN, SHAMONG, NJ 08088-8906

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 LAKE DR, HOWELL, NJ 07731-1508

Mortgage

Document Number	2023032723
Date	May 11, 2023
Instrument	2023032723

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2053

Tax Assessment & Valuation

Source: Monmouth County and Howell Township records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$510,600 (+9.92%) Land $380,800 Building $129,800	$510,600 (+9.92%) Land $380,800 Building $129,800
2025	$7,994.00 (+7.33%)	$464,500 (+33.52%) Land $335,800 Building $128,700	$464,500 (+33.52%) Land $335,800 Building $128,700
2024	$7,448.00 (+35.54%)
2023		$347,900 Land $230,800 Building $117,100	$347,900 Land $230,800 Building $117,100
2022	$5,495.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 32% of the US · above 51% of New Jersey
Wildfire Likelihood	About 1 in 4,545 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.