Ocean County and Toms River Township property record for 43 Lagoon Dr E, Toms River, NJ 08753
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,231 sqft · built 1982 |
| Lot Size | 0.189 acres (8,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $288,000 (Dec 2014) |
| Tax Bill | $8,033 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jan 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 08-00232-27-00010 |
| Primary APN | 08-00232-27-00010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,231 sqft Living Area |
| 1st Floor Area | 2,231 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 8,250 sqft (0.189 acres) |
| Lot Dimensions | 110 ft deep x 75 ft wide |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 43 LAGOON DR E |
|---|---|
| City | TOMS RIVER |
| State | NJ |
| Zip | 08753-2570 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R50 |
| Legal Description | 75X110 11,12 |
| Legal Subdivision | RIVIERA/BAY MAP 2 SEC 2 |
| Legal Block | 232 |
| Legal Lot Number | 10 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | TOMS RIVER |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 722402 |
43 Lagoon Dr E is owned and occupied by an individual who acquired it in June 2016.
Source: Ocean County and Toms River Township records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 43 LAGOON DR E, TOMS RIVER, NJ 08753-2570 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 9, 2014 · Amount on File |
| Deed Sale | Dec 9, 2014 · Amount on File |
| Deed Document Number | 2014109520 |
| Deed Book / Page | 15957 / 1171 |
| Last Transfer Date | Jun 10, 2016 |
| Transfer Doc | 2016068940 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 43 LAGOON DR E, TOMS RIVER, NJ 08753-2570 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2021 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0187810476 |
|---|---|
| Date | Nov 17, 2021 |
| Book Page | 18781/476 |
| Instrument | 2021164666 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Dec 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 43 LAGOON DR E, TOMS RIVER, NJ 08753-2570 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0182710921 |
|---|---|
| Date | Jan 20, 2021 |
| Book Page | 18271/921 |
| Instrument | 2021010065 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 175 Months |
| Due | Aug 1, 2035 |
The 2025 property tax bill for 43 Lagoon Dr E was $8,033, up 7.3% from the year before.
Source: Ocean County and Toms River Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Toms River Township |
| Unified School District | Toms River Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $410,900 (-) Land $88,000 Building $322,900 | $410,900 (-) Land $88,000 Building $322,900 | |
| 2025 | $8,033.00 (+7.31%) | $410,900 Land $88,000 Building $322,900 | $410,900 Land $88,000 Building $322,900 |
| 2024 | $7,486.00 | ||
| 2023 | $410,900 Land $88,000 Building $322,900 | $410,900 Land $88,000 Building $322,900 | |
| 2022 | $6,853.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 43 Lagoon Dr E in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 261 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 366 units insured incl. 105 condo units |
| Nearby Flood Claims | 547 (1978–2024) |
| Claims Outside the SFHA | 12 of 547 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 43 Lagoon Dr E has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY TOMS RIVER private · serves 123,184 people · EPA ID NJ1507005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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