38 Lagoon Dr E, Toms River, NJ 08753 Property Records

Ocean County and Toms River Township property record for 38 Lagoon Dr E, Toms River, NJ 08753

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,232 sqft · built 2021
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$207,500 (Sep 2019)
Tax Bill	$13,159 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Sep 2019 Sale
Flood Zone	Zone AE (high risk)
APN	`08-00232-26-00019`

Property Details

APN / Parcel Number

Primary APN	`08-00232-26-00019`
Alternative APN	`0800232002600019`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,232 sqft Living Area
Gross Area	3,096 sqft
Basement Area	864 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Cape Cod
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	38 LAGOON DR E
City	TOMS RIVER
State	NJ
Zip	08753-2569
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R50
Legal Description	50X100 20
Legal Subdivision	RIVIERA/BAY MAP 02 SEC 02
Legal Block	232
Legal Lot Number	19
Jurisdiction	OCEAN NJ
Township / Civil Division	TOMS RIVER
Census Block Group	3
Census Block	3002
Census Tract	722402

Owner

38 Lagoon Dr E is owned by two individuals who bought it in September 2019.

Source: Ocean County and Toms River Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4634 SOUTHGATE CIR, BETHLEHEM, PA 18020-9568
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage OCEANFIRST BANK
Sep 23, 2019	Grant Deed, Transfer MID-STATE ABSTRACT COMPANY, MID-STATE ABSTRACT CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2019 · Amount on File
Deed Sale	Sep 23, 2019 · Amount on File
Prior Sale	Nov 1, 2010 · Amount on File
Deed Document Number	201994001
Deed Book / Page	17615 / 1566
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	38 LAGOON DR E, TOMS RIVER, NJ 08753-2569
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0179220710
Date	Jun 11, 2020
Book Page	17922/710
Instrument	2020059567

Lender

Name	OCEANFIRST BANK
Type	Bank
Address	08763

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCEAN NJ
Recording Date	Sep 23, 2019
Property Address	38 LAGOON DR E, TOMS RIVER, NJ 08753-2569
Document Number	0176151566
Book / Page	017615 / 001566
Instrument Date	Sep 18, 2019
Instrument	94001
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	MID-STATE ABSTRACT COMPANY, MID-STATE ABSTRACT CO

Transaction

Amount	Amount on Record
Tax	$207.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4634 SOUTHGATE CIR BETHLEHEM PA 180209568, BETHLEHEM, PA 18020-9568

Tax Assessment & Valuation

The 2025 property tax bill for 38 Lagoon Dr E was $13,159, up 9.7% from the year before.

Source: Ocean County and Toms River Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Toms River Township
Unified School District	Toms River Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$673,100 (-) Land $255,000 Building $418,100	$673,100 (-) Land $255,000 Building $418,100
2025	$13,159.00 (+9.71%)	$673,100 Land $255,000 Building $418,100	$673,100 Land $255,000 Building $418,100
2024	$11,994.00
2023		$638,900 Land $255,000 Building $383,900	$638,900 Land $255,000 Building $383,900
2022	$10,656.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Lagoon Dr E in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 261 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	366 units insured incl. 105 condo units
Nearby Flood Claims	547 (1978–2024)
Claims Outside the SFHA	12 of 547
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 407 claims Hurricane Irene, Aug 2011 · 18 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 44 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 38 Lagoon Dr E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY TOMS RIVER private · serves 123,184 people · EPA ID NJ1507005
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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